Loan Underwriter Jobs in Chandler, AZ
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
- Scottsdale, AZ (13 miles from Chandler, AZ)
- 3 hours ago
- Scottsdale, AZ (13 miles from Chandler, AZ)
- 3 hours ago
Must possess sound area of underwriting in areas of commercial lending such as commercial real estate, commercial and industrial lending and SBA lending....
Underwriter Sr-Business Banking
- Phoenix, AZ (14 miles from Chandler, AZ)
- 1 day ago
- Phoenix, AZ (14 miles from Chandler, AZ)
- 1 day ago
and other bank policies **Qualifications:** + Bachelor's Degree in (or emphasis in) business, marketing or finance preferred + 5+ years of experience in commercial lending or related banking + Proficiency...
Commercial Underwriter / Credit Analyst
- Phoenix, AZ (14 miles from Chandler, AZ)
- 3 days ago
- Phoenix, AZ (14 miles from Chandler, AZ)
- 3 days ago
Commercial Underwriter / Credit Analyst MidFirst Bank United States, Arizona, Phoenix Jun 03, 2025 Description MidFirst Bank is seeking a Commercial Underwriter/Credit Analyst to lead the...
- Phoenix, AZ (14 miles from Chandler, AZ)
- 3 days ago
- Phoenix, AZ (14 miles from Chandler, AZ)
- 3 days ago
Valon Lending Valon is currently scaling up its mortgage lending business, which aims to provide the ability to access low-cost, streamlined mortgage credit to Valon borrowers and tools to retain borrowers...
- Phoenix, AZ (14 miles from Chandler, AZ)
- 4 days ago
- Phoenix, AZ (14 miles from Chandler, AZ)
- 4 days ago
Skills mortgage industry, mortgage, Underwriting, de underwriter, Credit Review, communication and people skills Top Skills Details mortgage industry,mortgage,Underwriting,de underwriter,Credit Review...
Ability to demonstrate proficient analytical skills with high attention to detail and accuracy while balancing multiple priorities Good working knowledge of Banking Regulations not limited to Fair Lending...
Mortgage Underwriter (At Least 5 YEARS Of Exp) REMOTE AFTER Going Direct
- Phoenix, AZ (14 miles from Chandler, AZ)
- 5 days ago
- Phoenix, AZ (14 miles from Chandler, AZ)
- 5 days ago
Additional Skills & Qualifications High School Diploma Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated underwriting systems Knowledge...
Remote WorkCommercial Credit Underwriter I-II
- Scottsdale, AZ (13 miles from Chandler, AZ)
- 9 days ago
- Scottsdale, AZ (13 miles from Chandler, AZ)
- 9 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Commercial Credit Underwriter - Phoenix Area
- Phoenix, AZ (14 miles from Chandler, AZ)
- 10 days ago
- Phoenix, AZ (14 miles from Chandler, AZ)
- 10 days ago
Lending....
- Phoenix, AZ (14 miles from Chandler, AZ)
- 12 days ago
- Phoenix, AZ (14 miles from Chandler, AZ)
- 12 days ago
Manage all lender self-reporting obligations to investors, government agencies (e.g., Fannie Mae, Freddie Mac, FHA, VA), mortgage insurance providers, and servicing partners....
- Phoenix, AZ (14 miles from Chandler, AZ)
- 16 days ago
- Phoenix, AZ (14 miles from Chandler, AZ)
- 16 days ago
Senior SBA Loan Underwriter REPORTS TO: SVP, Director of Credit Administration LOCATION: Phoenix, AZ 85053, - On site position (not remote) ==========================================================...
Underwriter - Mortgage Fulfillment
- Phoenix, AZ (14 miles from Chandler, AZ)
- 17 days ago
- Phoenix, AZ (14 miles from Chandler, AZ)
- 17 days ago
underwriting experience required Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated underwriting systems Knowledge of mortgage laws...
- Phoenix, AZ (14 miles from Chandler, AZ)
- 17 days ago
- Phoenix, AZ (14 miles from Chandler, AZ)
- 17 days ago
lending laws and regulations Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home...
- Phoenix, AZ (14 miles from Chandler, AZ)
- 45+ days ago
- Phoenix, AZ (14 miles from Chandler, AZ)
- 45+ days ago
Actively seeking an experienced SBA Loan Underwriter to: Underwrite SBA loans in accordance with the Bank’s policies and procedures....
Sr. Underwriter, Light Brokerage
- Scottsdale, AZ (13 miles from Chandler, AZ)
- 90+ days ago
- Scottsdale, AZ (13 miles from Chandler, AZ)
- 90+ days ago
Company Details As an elite Excess and Surplus Lines market, Nautilus Insurance Group offers commercial property and casualty insurance solutions to appointed wholesale surplus lines producers...
Demographic Data for Chandler, AZ
Moving to Chandler, AZ? Find some basic demographic data about Chandler, AZ below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Chandler, AZ
Highest Education Level
Loan Underwriters in Chandler, AZ offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Military Background
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Credit Underwriting
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Cash Flow Analysis
- Underwriting
- Internal Control
- Financial Statements
- Fraud Investigation
- Taxes
- Portfolio Management
- Appraisal
- Financial Analysis
- Resolution
- Real Estate
- Relationship Management
- Finance
- Process Improvement
- Analytical Skills
- Accounting
- Quality Control
- Negotiation
- Auditing
- Collaboration
- Mentoring
- Documentation
- Filing
- Regulations
- Reporting
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Underwriter Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »