Loan Originator Jobs in Fairmont, WV
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
- Westover, WV (10 miles from Fairmont, WV)
- 1 day ago
- Westover, WV (10 miles from Fairmont, WV)
- 1 day ago
After the loan is complete, S/He completes the commercial loan process by archiving all commercial loan documents into United's Integrated Banking System....
- Morgantown, WV (10 miles from Fairmont, WV)
- 45+ days ago
- Morgantown, WV (10 miles from Fairmont, WV)
- 45+ days ago
In-put or upload application information into Loan Origination System, Encompass. Submit to Desktop Underwriter, Loan Prospector or other decision engine....
- Morgantown, WV (10 miles from Fairmont, WV)
- 45+ days ago
- Morgantown, WV (10 miles from Fairmont, WV)
- 45+ days ago
Minimum of two years residential mortgage lending experience. A four-year college degree is preferred....
ESSENTIAL DUTIES AND RESPONSIBILITIES: Thorough knowledge of commercial and consumer lending, banking laws and regulations, to effectively assist with the assessment of credit risk and the monitoring...
Retail Mortgage Loan Originator
- Bridgeport, WV (15 miles from Fairmont, WV)
- 45+ days ago
- Bridgeport, WV (15 miles from Fairmont, WV)
- 45+ days ago
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. Previous sales awards and leadership positions....
Retail Mortgage Loan Originator
- Clarksburg, WV (19 miles from Fairmont, WV)
- 45+ days ago
- Clarksburg, WV (19 miles from Fairmont, WV)
- 45+ days ago
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions....
- Bridgeport, WV (15 miles from Fairmont, WV)
- 45+ days ago
- Bridgeport, WV (15 miles from Fairmont, WV)
- 45+ days ago
origination systems and procedures Serve as a liaison for ARM production for assigned Certified ARM Originators Position Requirements Include: College Degree Preferred Minimum of 3 years mortgage lending...
204 - Commercial Underwriting East Potomac - Regional Credit Officer
- Morgantown, WV (10 miles from Fairmont, WV)
- 90+ days ago
- Morgantown, WV (10 miles from Fairmont, WV)
- 90+ days ago
Provides commercial loan process, procedure, loan structuring, policy and compliance training for retail branch associates....
Demographic Data for Fairmont, WV
Moving to Fairmont, WV? Find some basic demographic data about Fairmont, WV below.
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Salary for Loan Originator Jobs in Fairmont, WV
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Fairmont, WV offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- Loan Processing
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Closing
- Collections
- Finance
- Business Development
- Retail
- High School Diploma
- Customer Relations
- Negotiation
- Accounting
- Written Communication
- Documentation
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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