Loan Originator Jobs in Utah
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
You’ll guide clients through the loan process with care and expertise—interviewing borrowers, evaluating financials, and recommending loan options....
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Real Estate Commercial Loan Officer: Salt Lake City, UT
- Salt Lake City, UT
- 3 days ago
- Salt Lake City, UT
- 3 days ago
Qualifications: Requires a bachelor's degree in finance, accounting, business or a related field and 1+ years credit associated lending or 3 years related experience....
Financial Service & Sales Representative (Loan Officer)
- St George, UT
- 3 days ago
- St George, UT
- 3 days ago
Experience At least one year of retail banking or related sales and customer service experience Ability to satisfy immediate and unexpected needs, by recommending credit union products and services...
Senior Mortgage Loan Originator II - (St George, UT)
- St George, UT
- 4 days ago
- St George, UT
- 4 days ago
Experience Required: 5 years of mortgage loan originating experience. Mortgage lending experience in conventional, FHA, VA. USDA, HECM, lot and construction loans....
Ensure compliance with regulatory guidelines in the performance of loan originator duties....
Mentor and collaborate closely with branch lending staff. Partner effectively with retail banking management in the branch. Engage with customers to determine loan needs....
regulations Comprehensive understanding of all Consumer Lending regulations and disclosure timelines and requirements Strict adherence to company financial policies and processes Experienced at compiling...
Part Time Financial Service Representative (Loan Officer) - Varied Hours
- American Fork, UT
- 7 days ago
- American Fork, UT
- 7 days ago
Experience At least one year of retail banking or related sales and customer service experience Ability to satisfy immediate and unexpected needs, by recommending credit union products and services...
Experience At least one year of retail banking or related sales and customer service experience Ability to satisfy immediate and unexpected needs, by recommending credit union products and services...
work independently - Ability to analyze financial information - Effective verbal and written communication skills - Established referral base within assigned market preferred -2 years of mortgage loan...
About The Role We are searching for an ambitious Mortgage Loan Originator to join our growing Mortgage Team!...
Bilingual English/Spanish Hire Ahead Member Experience Officer (Teller/Loan Officer)
- Lehi, UT
- 9 days ago
- Lehi, UT
- 9 days ago
Experience At least one year of retail banking or related sales and customer service experience preferred....
Part Time Financial Service Representative (Loan Officer)
- Altamont, UT
- 10 days ago
- Altamont, UT
- 10 days ago
Experience At least one year of retail banking or related sales and customer service experience Ability to satisfy immediate and unexpected needs, by recommending credit union products and services...
Commercial Credit Officer - Salt Lake City UT
- Salt Lake City, UT
- 10 days ago
- Salt Lake City, UT
- 10 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Demographic Data for Utah
Moving to Utah? Find some basic demographic data about Utah below.
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Title Synonyms
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Salary for Loan Originator Jobs in Utah
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Utah offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- Loan Processing
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Closing
- Collections
- Finance
- Business Development
- Retail
- High School Diploma
- Customer Relations
- Negotiation
- Accounting
- Written Communication
- Documentation
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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