Loan Originator Jobs in South Carolina
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Position: Consumer Loan Specialist Company: Mariner Finance Location: On-site/in office Hours: full time- 40 hours per week Qualifications: 1+ years of experience in a sales position. High school...
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Minimum of two years residential mortgage lending experience. A four-year college degree is preferred....
A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc....
Based on the location within a market, may be required to promote/discuss consumer lending products with customers within compliance of the Safe Act guidelines and United procedures....
In-put or upload application information into Loan Origination System, Encompass. Submit to Desktop Underwriter, Loan Prospector or other decision engine....
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
programs, and private investors, as gained through on the job training or some real estate brokerage experience - Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending...
Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process....
The MLCI will gain the necessary licensure to originate assumption mortgage loans. Mortgage Loan Consultants report directly to the Assumption Manager and, upon licensure, works closely with...
Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process....
CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and...
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are...
Financial Services Representative (Personal Banker)
- Hartsville, SC
- 23 days ago
- Hartsville, SC
- 23 days ago
banking products and services Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet...
Demographic Data for South Carolina
Moving to South Carolina? Find some basic demographic data about South Carolina below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Originator Jobs in South Carolina
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in South Carolina offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Credit Underwriting
- Commercial Banking
- Jumbo Loans
- BSA
- Loan Review
- Commercial Lending
- Fannie Mae
- FHLMC
- Loan Processing
- Freddie Mac
- Tila Respa Integrated Disclosures
- VA Loans
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Goal Oriented
- Real Estate
- Referrals
- Sales Management
- Customer Satisfaction
- Collections
- Closing
- Finance
- Accounting
- Retail
- Business Development
- High School Diploma
- Customer Relations
- Written Communication
- Negotiation
- Verbal Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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