Loan Originator Jobs in Johnston, RI
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Senior Loan Officer- Mortgage Lending
- Providence, RI (5 miles from Johnston, RI)
- 1 day ago
- Providence, RI (5 miles from Johnston, RI)
- 1 day ago
Collaborate with internal teams, to expedite loan processing and ensure timely closings....
Loan Officer Assistant - Enterprise
- Providence, RI (5 miles from Johnston, RI)
- 4 days ago
- Providence, RI (5 miles from Johnston, RI)
- 4 days ago
Diploma * Minimum 2 years residential loan originations or processing experience in a mortgage banking company. * Minimum 2 years of experience with state and federal lending regulations (e.g....
Community Lending Mortgage Banker
- Providence, RI (5 miles from Johnston, RI)
- 5 days ago
- Providence, RI (5 miles from Johnston, RI)
- 5 days ago
COMMUNITY LENDING MORTGAGE BANKER* WHAT IS THE OPPORTUNITY?...
Leasing Credit Officer I/II-Global Corporate Aircraft Finance
- Providence, RI (5 miles from Johnston, RI)
- 10 days ago
- Providence, RI (5 miles from Johnston, RI)
- 10 days ago
Management and monitoring responsibilities will cover an assigned book of lending/leasing relationships with exposures up to $100MM+ that are assigned risk ratings the equivalent of regulatory Pass,...
Description This inside sales position will be responsible for generating sales for home equity lines of credit through leads and applications obtained through, but not limited to, the retail...
Leasing Credit Officer II-Healthcare, Education & Not-For-Profit Finance
- Providence, RI (5 miles from Johnston, RI)
- 11 days ago
- Providence, RI (5 miles from Johnston, RI)
- 11 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Associate Loan Originator, NE, East Greenwich, RI
- East Greenwich, RI (12 miles from Johnston, RI)
- 12 days ago
- East Greenwich, RI (12 miles from Johnston, RI)
- 12 days ago
May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff....
- Providence, RI (5 miles from Johnston, RI)
- 13 days ago
- Providence, RI (5 miles from Johnston, RI)
- 13 days ago
We are currently hiring talented CRA Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending...
processing, underwriting, compliance, and other internal lending departments as necessary to ensure all loan conditions are met in a timely and accurate manner. + Maintain expertise in loan origination...
- Providence, RI (5 miles from Johnston, RI)
- 20 days ago
- Providence, RI (5 miles from Johnston, RI)
- 20 days ago
Management and monitoring responsibilities will include lending/leasing relationships with exposures up to $100MM+ that are assigned risk ratings the equivalent of regulatory Pass, Criticized, and Classified...
Prior work experience in a business/commercial lending environment is required with knowledge of customary products, practices and policies....
- Providence, RI (5 miles from Johnston, RI)
- 25 days ago
- Providence, RI (5 miles from Johnston, RI)
- 25 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Loan Officer - Financial Institutions Group
- Middletown, RI (24 miles from Johnston, RI)
- 60+ days ago
- Middletown, RI (24 miles from Johnston, RI)
- 60+ days ago
Proficient Microsoft Office Suite (including Teams) experience required, experience with Empower (Loan Origination System) or similar Loan Origination System required....
- East Greenwich, RI (12 miles from Johnston, RI)
- 60+ days ago
- East Greenwich, RI (12 miles from Johnston, RI)
- 60+ days ago
Overseeing the loan process by monitoring loan status and ensuring conformity with term....
Demographic Data for Johnston, RI
Moving to Johnston, RI? Find some basic demographic data about Johnston, RI below.
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Title Synonyms
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Salary for Loan Originator Jobs in Johnston, RI
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Johnston, RI offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- Credit Underwriting
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Collections
- Closing
- Customer Relations
- Accounting
- Retail
- High School Diploma
- Business Development
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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