Loan Originator Jobs in Ohio
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Consumer Loan Representative (Sales) - Painesville
- Cleveland, OH
- 9 hours ago
- Cleveland, OH
- 9 hours ago
Job Description Are you goal oriented, competitive, and enjoy meeting sales goals but tired of the stress of your salary being tied to commission? Take your successful sales experience and put it...
Lending : Obtains and analyzes financial statements. Submits financials to Credit Analyst for review. Makes lending decisions in accordance with the loan policy manual....
TCHP Patient Financial Services Representative Associate - CBO Phys Div Billing - Full Time - Days
- OH
- 1 day ago
- OH
- 1 day ago
To provide support for all aspects of the Revenue Cycle billing and collections process, Responsible for the billing and collection of accounts receivable outstanding balances. Act in a manner...
Risk Management-Agency Multifamily Affordable Lead Credit Officer - Vice president
- Columbus, OH
- 2 days ago
- Columbus, OH
- 2 days ago
originations....
Basic Qualifications: High school diploma or equivalent 3 or more years' experience in consumer lending or mortgage sales or processing....
Remote WorkAn agricultural lender has knowledge of the industry, the market area, and keeps up to date with rules and regulations....
Works with sales leadership and assigned Senior Loan Originator to lear n and master all aspects and components of the mortgage loan originator position....
ESSENTIAL DUTIES AND RESPONSIBILITIES: Thorough knowledge of commercial and consumer lending, banking laws and regulations, to effectively assist with the assessment of credit risk and the monitoring...
An agricultural lender has knowledge of the industry, the market area, and keeps up to date with rules and regulations....
An agricultural lender has knowledge of the industry, the market area, and keeps up to date with rules and regulations....
include: Assist with other collateral related tasks as needed (including continuations of UCCs, or other ongoing maintenance) Work with outside agencies (Bureau of Motor Vehicles, Clerk of courts, lending...
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Works with senior leadership to educate Mortgage Loan Advisor on all aspects and components of the mortgage loan originator position....
Advises clients on the home buying or refinance process while assisting through the loan process from application to closing....
Minimum two to four years' experience in a financial institution or loan office preferred Loan origination experience required Extensive knowledge of bank policies, procedures and regulations....
Demographic Data for Ohio
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Title Synonyms
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Salary for Loan Originator Jobs in Ohio
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Ohio offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal Housing Administration
- Federal National Morgage Association
- Loan Documentation
- Credit Underwriting
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Fannie Mae
- FHLMC
- Loan Processing
- Freddie Mac
- Tila Respa Integrated Disclosures
- VA Loans
- OFAC
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Sales Management
- Customer Satisfaction
- Collections
- Closing
- Finance
- Accounting
- Customer Relations
- Retail
- High School Diploma
- Business Development
- Written Communication
- Negotiation
- Verbal Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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