Loan Originator Jobs in Ridgeland, MS
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
- Jackson, MS (9 miles from Ridgeland, MS)
- 1 hour ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 1 hour ago
Diploma * Minimum 2 years residential loan originations or processing experience in a mortgage banking company. * Minimum 2 years of experience with state and federal lending regulations (e.g....
Real Estate Agents & Brokers: become Part-Time Mortgage Loan Officers
- Clinton, MS (12 miles from Ridgeland, MS)
- 3 days ago
- Clinton, MS (12 miles from Ridgeland, MS)
- 3 days ago
High producing real estate agents & brokers are invited to become part-time (average 5 hours per week) Mortgage Loan Officers for a national bank. No leads are provided and the target is to close...
- Jackson, MS (9 miles from Ridgeland, MS)
- 7 days ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 7 days ago
What We're Looking For: Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and...
Sr. Default Loan Servicing Specialist (Remote)
- Jackson, MS (9 miles from Ridgeland, MS)
- 11 days ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 11 days ago
Who We AreServiceMac is a new sub-servicing entity backed by some of the leading practitioners of the mortgage servicing industry. ServiceMac is focused on providing superior technology, products,...
Remote Work- Jackson, MS (9 miles from Ridgeland, MS)
- 16 days ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 16 days ago
Commercial Lender A growing, independent bank is looking to add an experienced Commercial Lender to its team and increase market presence....
Originator to join their lending team....
Residential Lending Loan Officer Senior
- Jackson, MS (9 miles from Ridgeland, MS)
- 30+ days ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 30+ days ago
Diploma Minimum of 2 years mortgage lending experience in sales and loan originations Minimum of 5 years of business development/direct sales experience required Minimum of 2 years private banking experience...
- Madison, MS (6 miles from Ridgeland, MS)
- 90+ days ago
- Madison, MS (6 miles from Ridgeland, MS)
- 90+ days ago
What The Role Is: Under general supervision, the mortgage loan officer is responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients, and...
Demographic Data for Ridgeland, MS
Moving to Ridgeland, MS? Find some basic demographic data about Ridgeland, MS below.
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Salary for Loan Originator Jobs in Ridgeland, MS
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Ridgeland, MS offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Tila Respa Integrated Disclosures
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Portfolio Management
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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