Loan Originator Jobs in Ridgeland, MS
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Financial Services Representative
- Jackson, MS (9 miles from Ridgeland, MS)
- 1 day ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 1 day ago
The Business Office at Jackson State University is accepting applications for its Financial Services Representative position. A Financial Services Representative here at Jackson State, is known as...
Loan Officer Assistant - Enterprise
- Jackson, MS (9 miles from Ridgeland, MS)
- 3 days ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 3 days ago
Diploma * Minimum 2 years residential loan originations or processing experience in a mortgage banking company. * Minimum 2 years of experience with state and federal lending regulations (e.g....
Residential Real Estate Loan Officer II - The District, Jackson, MS
- Jackson, MS (9 miles from Ridgeland, MS)
- 5 days ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 5 days ago
Prepares documents for loan processing including the loan worksheet, loan documentation sheet, and loan review sheet....
- Brandon, MS (22 miles from Ridgeland, MS)
- 5 days ago
- Brandon, MS (22 miles from Ridgeland, MS)
- 5 days ago
Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
- Jackson, MS (9 miles from Ridgeland, MS)
- 7 days ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 7 days ago
Commercial Lender A growing, independent bank is looking to add an experienced Commercial Lender to its team and increase market presence....
Senior Credit Officer 2025-18555
- Jackson, MS (9 miles from Ridgeland, MS)
- 8 days ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 8 days ago
Five or more years as a commercial lender preferred....
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
- Jackson, MS (9 miles from Ridgeland, MS)
- 12 days ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 12 days ago
Overview As a part of the credit delivery team, participate in the origination, management, and credit approval process for the commercial loan portfolio, in accordance with Trustmarks lending philosophy...
origination and a proven record of closing an average of $12M annually in self-generated mortgage loan sales (average over last 3 years) OR minimum 10 years of mortgage industry experienceKnowledge...
- Brandon, MS (22 miles from Ridgeland, MS)
- 20 days ago
- Brandon, MS (22 miles from Ridgeland, MS)
- 20 days ago
Qualifications: • 1 + years of experience in a sales position. • High school diploma, bachelor’s degree preferred. • Highly motivated individual with an interest in the consumer finance industry....
- Jackson, MS (9 miles from Ridgeland, MS)
- 30+ days ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 30+ days ago
Primary and Essential Functions Develop active referral network for identifying potential customers and co-lending partners in the assigned market....
Mortgage Loan Originator MORTG003568
- Madison, MS (6 miles from Ridgeland, MS)
- 30+ days ago
- Madison, MS (6 miles from Ridgeland, MS)
- 30+ days ago
applications for both purchase and refinance transactions.Counsel borrowers about various loan programs and help them to select the program that best fits their financial goals and needs.Assist the loan...
Payment Processing/New Loan Specialist
- Pearl, MS (12 miles from Ridgeland, MS)
- 30+ days ago
- Pearl, MS (12 miles from Ridgeland, MS)
- 30+ days ago
Overview The Payment Processing/New Loan Specialist will be responsible for setting up loan information on the Mortgage System and on correspondent loans, posting and balancing mortgage payments....
- Jackson, MS (9 miles from Ridgeland, MS)
- 30+ days ago
- Jackson, MS (9 miles from Ridgeland, MS)
- 30+ days ago
Title: Mortgage Loan Originator Department: Mortgage Lending Reports To: SVP, National Sales Manager Supervises: N/A Job Classification: Full-time, Non-Exempt About Us Recognized as one of the most...
- Madison, MS (6 miles from Ridgeland, MS)
- 90+ days ago
- Madison, MS (6 miles from Ridgeland, MS)
- 90+ days ago
Assist the loan processor in gathering the necessary documents from the customer to prepare for underwriting....
Demographic Data for Ridgeland, MS
Moving to Ridgeland, MS? Find some basic demographic data about Ridgeland, MS below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Loan Originator Jobs in Ridgeland, MS
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Ridgeland, MS offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- Credit Underwriting
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Collections
- Closing
- Customer Relations
- Accounting
- Retail
- High School Diploma
- Business Development
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Originator Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »