Loan Originator Jobs in Maine
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Diploma Minimum 2 years residential loan originations or processing experience in a mortgage banking company. Minimum 2 years of experience with state and federal lending regulations (e.g....
Help Small Businesses Thrive: Connect small businesses with financing from a network of over 100+ lenders....
Remote WorkIndirect Loan Representative We are looking for an Indirect Lending Representative to be part of the Indirect Lending team contributing to the growth of one of the top auto lending programs in the state...
What We're Looking For: Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and...
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
In Member Direct lending you will be provided with leads and opportunities to assist Lake Michigan Credit Union Members....
Demonstrate understanding of mortgage and consumer lending processes and products, including end-customer usage and structure....
Knowledge of lending regulations, compliance and/or secondary market eligible loans is a plus but not required....
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team...
at City National Bank in Augusta, Maine, United States Job Description COMMUNITY LENDING MORTGAGE BANKER WHAT IS THE OPPORTUNITY?...
Where applicable, utilize automated decision-making functions within the loan origination system to assess risk and decision loan requests....
This individual may accompany a senior lender on business development calls and participate as a member of a lending team. Loans are generally super-jumbo in size....
FUNCTION: Working under the directives and goals set forth by the Regional Mortgage Development Manager, each MLO is responsible for the production of mortgage originations within assigned...
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Knowledge of lending regulations, compliance and/or secondary market eligible loans is a plus....
Demographic Data for Maine
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Salary for Loan Originator Jobs in Maine
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Maine offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Portfolio Management
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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