Loan Originator Jobs in Iowa
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit...
Are you a people person? Do you care about your community? Have you always wanted to work somewhere that treats you like family? Do you love helping people? We have a great opportunity for you as...
Ability to work independently Ability to analyze financial information Effective verbal and written communication skills Established referral base within assigned market preferred 2 years of mortgage loan...
If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position is located at our Fort Dodge, IA S. 25th St. branch. Whats Important to You We know...
If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position is located at our Clive, IA Hickman Rd. branch. Whats Important to You We know your...
We are seeking a Financial Officer for a sales focused role responsible for marketing and promoting all the organization's core products, focused on deepening wallet share and cross-sell...
Job Summary: Looking for a commercial Lending Associate (CLA) to deliver a high level of customer services while researching and resolving customer related issues....
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team...
Commercial Services Loan Officer Vice President
- North Liberty, IA
- 16 days ago
- North Liberty, IA
- 16 days ago
Knowledge of procedures, forms and regulations as they relate to commercial lending and deposit gathering....
The current Mortgage Loan Originators are making over a good living even in this down market....
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Mortgage Loan Officer. 3 Month Guaranteed Bonus.
- Des Moines, IA
- 30+ days ago
- Des Moines, IA
- 30+ days ago
Previous consumer lending experience at Marine Credit Union preferred. Education and Experience: High School Diploma....
Remote WorkCertificates, Licenses & Registrations Registration with the Nationwide Mortgage Licensing System & Registry (NMLS)....
Previous consumer lending experience at Marine Credit Union preferred. Education and Experience: High School Diploma....
Remote WorkPrior banking experience or mortgage lending origination experience preferred. Excellent verbal, listening and other communication skills....
Demographic Data for Iowa
Moving to Iowa? Find some basic demographic data about Iowa below.
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Title Synonyms
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Salary for Loan Originator Jobs in Iowa
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Iowa offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Reimbursement
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Consumer Lending
- Lending
- Loan Origination
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Jumbo Loans
- Loan Review
- Commercial Banking
- Freddie Mac
- BSA
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- OFAC
- Credit Underwriting
- Cross Selling
- Mortgage Processing
- Loan Servicing
- Credit Analysis
- USDA
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Closing
- Finance
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Negotiation
- Verbal Communication
- Telephone Skills
- Written Communication
- Documentation
- Interpersonal Skills
- Sales
- Regulations
- Policy Development
- Microsoft Excel
- Microsoft Office
- Problem Solving
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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