Loan Originator Jobs in Iowa
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team...
Help Small Businesses Thrive: Connect small businesses with financing from a network of over 100+ lenders....
Remote WorkHelp Small Businesses Thrive: Connect small businesses with financing from a network of over 100+ lenders....
Remote WorkAt One Main, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team...
LOS Technology: You will monitor and accurately organize loan pipeline information, follow all Encompass Loan Origination system compliance regulations, maintain confidentiality measures, and follow...
What We're Looking For: Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and...
Knowledge of procedures, forms and regulations as they relate to commercial lending and deposit gathering....
If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position is located at our Marshalltown, IA Downtown branch. Whats Important to You We know...
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Experience with single-family mortgage, business, CRE, and consumer lending. Specialized formal credit training....
Loan Originator - (Central Region - MN, IA, ND)
- West Des Moines, IA
- 10 days ago
- West Des Moines, IA
- 10 days ago
A credit report is obtained and analyzed by the Loan Originator. The Loan Originator is heavily involved with the client during the application and closing process....
Oversee ag and commercial lending activities including loan origination, underwriting, and portfolio management....
If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position is located at our Shenandoah, IA branch. Whats Important to You We know your career...
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
1099 Loan Officer Role Post Online Ads for Customers; High Commissions
- Ames, IA
- 19 days ago
- Ames, IA
- 19 days ago
Let's talk about your future in lending - no experience necessary! post id: ... [ ]...
Remote WorkDemographic Data for Iowa
Moving to Iowa? Find some basic demographic data about Iowa below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Originator Jobs in Iowa
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Iowa offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Portfolio Management
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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