Loan Originator Jobs in Panama City, FL
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Commercial Banking Officer is responsible for developing new business, underwriting, structuring and the closing of...
Mortgage Loan Officer - Florida (Multiple Locations)
- Panama City, FL
- 6 days ago
- Panama City, FL
- 6 days ago
**Primary Responsibilities** + Completes mortgage applications for submission to the loan processing and underwriting departments + Evaluates loan requests, analyze financial data, and determines qualification...
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. Previous sales awards and leadership positions....
Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch....
All employees meeting the definition of MLO must be registered with the Nationwide Mortgage Licensing System & Registry (NMLS)....
Mortgage Consultant, Capital City Home Loans, Northwest Florida Region
- Panama City Beach, FL
- 90+ days ago
- Panama City Beach, FL
- 90+ days ago
Ensures exceptional client service experience by overseeing loan process from origination to close and providing on-going communication to clients and business partners....
Remote WorkDemographic Data for Panama City, FL
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Salary for Loan Originator Jobs in Panama City, FL
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Panama City, FL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- FHLMC
- Fannie Mae
- Commercial Lending
- Freddie Mac
- Loan Processing
- Credit Underwriting
- VA Loans
- OFAC
- Mortgage Processing
- Encompass
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Customer Relations
- Accounting
- Listening
- Retail
- Business Development
- High School Diploma
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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