Loan Officer Jobs in Texas
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Loan Officer A Loan Officer plays a critical role in the financial services industry by helping individuals, businesses, and organizations secure loans to meet their financial goals....
Coordinate and complete the loan closing/funding process by working with inter-departmental team members, which include loan officers, underwriters, credit, and external customers, attorneys, title...
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Essential Functions Lead to Contract duties: Acting as a primary point of contact for the customer contact for licensed activity, for the loan officer....
originators to apply....
Remote WorkBilingual Patient Financial Services Representative Self-Pay
- Houston, TX
- 20 hours ago
- Houston, TX
- 20 hours ago
The purpose of this position is to assist in managing the company's outstanding Self Pay receivables and customer satisfaction as it relates to billing for health services provided. Basic...
Experience & Education: Minimum of 5 years of experience in financial analysis, client servicing, commercial lending, or leasing....
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
A client of Insight Global is looking or an experienced Mortgage Loan Originator (MLO), with an established book of business....
Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home....
Your Opportunity At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the...
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Your Opportunity At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the...
Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team....
We're looking for someone like that who can: function as a single point of contact to clients and financial advisors throughout the loan process from end to end coordinate all stages of the loan process...
Demographic Data for Texas
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Title Synonyms
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Salary for Loan Officer Jobs in Texas
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Texas offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Federal National Morgage Association
- Loan Documentation
- Credit Underwriting
- Commercial Banking
- Jumbo Loans
- BSA
- Loan Review
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- VA Loans
- OFAC
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Cash Flow Analysis
- Underwriting
- Appraisal
- Goal Oriented
- Real Estate
- Referrals
- Sales Management
- Customer Satisfaction
- Collections
- Closing
- Finance
- Retail
- Accounting
- Business Development
- Customer Relations
- High School Diploma
- Written Communication
- Negotiation
- Verbal Communication
- Telephone Skills
- Documentation
- Policy Development
- Filing
- Regulations
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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