Loan Officer Jobs in North Carolina
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
POSITION TITLE: Financial Services Representative FLSA STATUS: Non-Exempt SUMMARY: As a Financial Services Representative, you are stepping into a dynamic role that blends customer interaction and...
Credit Expertise - Maintains current knowledge market and industry trends that affect the extension of credit, and communicates changes to lending personnel....
Remote Workpartners throughout the loan process to ensure consistent client communication and follow ups are conducted Partners with key functions across home lending to proactively manage priority milestones...
Financial Services Representative - Winston-Salem, NC
- Winston Salem, NC
- 13 hours ago
- Winston Salem, NC
- 13 hours ago
Financial Services Representative Have a passion for helping people? Join our team of Financial Services Representative where youll have dedicated time to focus on growth and career development,...
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. Previous sales awards and leadership positions....
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Mortgage Loan Repurchase Facility Lending Associate Attorney - N
- Charlotte, NC
- 1 day ago
- Charlotte, NC
- 1 day ago
Mortgage Loan Repurchase Facility Lending Associate Attorney - N Location: US-NC-Charlotte Jobcode: 3b21edd5-2eca-4500-b01e-b06ec2e4746d Mortgage Loan Repurchase Facility Lending Associate Attorney...
Reverse Mortgage Originator Development Program
- Chapel Hill, NC
- 2 days ago
- Chapel Hill, NC
- 2 days ago
originators to apply....
SUMMARY: The Mortgage Loan Officer proactively solicits new residential mortgage business and sells mortgage products to meet established loan quality and production goals....
Are you an experienced lender looking for a challenging opportunity in the financial industry? Join our team at Mountain Credit Union in Waynesville, NC as a Full Time Loan Officer....
in collaboration with the internal trade desk associates - adhering to strict timelines of buy/sell requirements with each lending request Work from Home Technology Requirements: A secure home office...
Remote WorkTake your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are...
Three or more years of experience in mortgage lending sales or equivalent 4. Previous sales awards and leadership positions....
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Demographic Data for North Carolina
Moving to North Carolina? Find some basic demographic data about North Carolina below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in North Carolina
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in North Carolina offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Mortgage Lending
- Federal National Morgage Association
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- Loan Documentation
- BSA
- Loan Review
- Commercial Banking
- FHLMC
- Commercial Lending
- Freddie Mac
- Loan Processing
- Private Banking
- OFAC
- Credit Underwriting
- Cross Selling
- Mortgage Processing
- Encompass
- Credit Analysis
- Financial Services
- USDA
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Customer Relations
- Accounting
- High School Diploma
- Listening
- Retail
- Written Communication
- Verbal Communication
- Telephone Skills
- Negotiation
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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