Loan Officer Jobs in North Carolina
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Qualifications Bachelor's Degree and 2 years of experience in Mortgage Loan Originator OR High School Diploma or GED and 6 years of experience in Mortgage Loan Originator License or Certification Type...
Position Qualifications Bachelor's Degree from an accredited university Completion of a Commercial Credit Training Program 7 years of experience in commercial or private lending 7 years managing a portfolio...
awareness Exhibits accountability for the quality and profitability (spread relative to risk) of the assigned business unit or segment Partners and consults with subject matter experts for leveraged lending...
Financial Services Representative (Personal Banker)
- Charlotte, NC
- 13 hours ago
- Charlotte, NC
- 13 hours ago
banking products and services Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet...
Answers customer inquiries and assist customer in loan officers absence. Recognize opportunity to cross sale other bank services. Train inexperienced loan officer assistants and loan officers....
Would you find joy in using your finance and accounts receivable experience to support a company making a difference in the lives of others? Are you able to provide compassionate support and...
Financial Services Representative Have a passion for helping people? Join our team of Financial Services Representative where youll have dedicated time to focus on growth and career development,...
Commercial Loan Officer Qualifications: POSITION SUMMARY: The Commercial Loan Officer will support the lenders in underwriting requests for credit extensions to new and existing commercial clients....
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team...
banking products and services Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet...
They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities....
originations Knowledge of loan documentation; construction loan budget monitoring experience; and title work experience....
Ensure compliance with the Firm's credit and mortgage lending policies and Federal regulations for all loans under their responsibility....
Mortgage Loan Originator Centennial Bank Fayetteville, United States Posted 16 hours ago Permanent Competitive Mortgage Loan Originator Centennial Bank Fayetteville, United States Mortgage Loan Originator...
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Demographic Data for North Carolina
Moving to North Carolina? Find some basic demographic data about North Carolina below.
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Title Synonyms
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Salary for Loan Officer Jobs in North Carolina
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in North Carolina offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Reimbursement
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Consumer Lending
- Lending
- Loan Origination
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Jumbo Loans
- Loan Review
- Commercial Banking
- Freddie Mac
- BSA
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- OFAC
- Credit Underwriting
- Cross Selling
- Mortgage Processing
- Loan Servicing
- Credit Analysis
- USDA
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Closing
- Finance
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Negotiation
- Verbal Communication
- Telephone Skills
- Written Communication
- Documentation
- Interpersonal Skills
- Sales
- Regulations
- Policy Development
- Microsoft Excel
- Microsoft Office
- Problem Solving
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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