Loan Officer Jobs in North Carolina
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Ensure well documented, easy to review loan application history notes within the Loan Origination System....
Essential Functions Lead to Contract duties: Acting as a primary point of contact for the customer contact for licensed activity, for the loan officer....
written policies and procedures for the bank Participate in community events and real estate industry functions to identify, develop and promote additional business Attend training on all residential lending...
There are very few career options that are as lucrative as a mortgage loan officer....
Commercial Loan Review Officer** The Credit Risk Officer job manages large credit risk management projects and processes to ensure that an appropriate framework exists for the monitoring,...
Advises clients on the home buying or refinance process while assisting through the loan process from application to closing....
Cross-selling other bank products during the loan process....
It's more than a career, it's a calling. NC-REMOTE EST Worker Type: Regular Job Summary: Responsible for determining the patient financial component for patient services. Estimates, communicates...
SUMMARY: As a Financial Services Representative, you are stepping into a dynamic role that blends customer interaction and providing financial expertise. The FSR role allows you to be the first...
Credit Officer II - Asset Based Lending (ABL) / Capital Finance
- Charlotte, NC
- 4 days ago
- Charlotte, NC
- 4 days ago
Maintains up-to-date knowledge on all Bank lending policies and regulations....
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are...
lending industry - Working knowledge of mortgage lending requirements, regulations and procedures for VA and conventional loan programs - Working knowledge of mortgage/equity loan processing, closing...
The Commercial Loan Officer role may focus on a larger volume of small-to-moderate sized lending relationships or a smaller volume of larger lending relationships....
Qualifications Bachelor's Degree and 2 years of experience in Mortgage Loan Originator OR High School Diploma or GED and 6 years of experience in Mortgage Loan Originator License or Certification Type...
Mortgage Loan Originator Test with a score of 75% or better within one year, or demonstrate equivalent proficiency based on industry experience Minimum of 1 year residential mortgage lending experience...
Demographic Data for North Carolina
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Title Synonyms
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Salary for Loan Officer Jobs in North Carolina
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in North Carolina offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Credit Underwriting
- FHLMC
- Fannie Mae
- Loan Processing
- Freddie Mac
- Tila Respa Integrated Disclosures
- VA Loans
- OFAC
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Financial Analysis
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Collections
- Finance
- Closing
- Accounting
- Customer Relations
- Retail
- High School Diploma
- Business Development
- Written Communication
- Negotiation
- Verbal Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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