Loan Officer Jobs in Charlotte, NC
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Financial Services Representative (Overstaff)
- Fort Mill, SC (14 miles from Charlotte, NC)
- 17 hours ago
- Fort Mill, SC (14 miles from Charlotte, NC)
- 17 hours ago
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Associate Mortgage Loan Specialist
- Cornelius, NC (16 miles from Charlotte, NC)
- 23 hours ago
- Cornelius, NC (16 miles from Charlotte, NC)
- 23 hours ago
Ensure well documented, easy to review loan application history notes within the Loan Origination System....
Ensure well documented, easy to review loan application history notes within the Loan Origination System....
ESSENTIAL FUNCTIONS: Provide the highest level of quality service to all lending personnel and clients....
(LOA) works directly with and supports the loan origination staff (loan officers, sales managers etc.)....
Development Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkCommunity Lending Officer - Monroe Mall Financial Center
- Monroe, NC (20 miles from Charlotte, NC)
- 5 days ago
- Monroe, NC (20 miles from Charlotte, NC)
- 5 days ago
process from application to close....
NOTE: This position is considered to be a Mortgage Loan Originator under the SAFE Act and Loan Originator under the Truth in Lending Act. Registration and additional qualifications required....
Remote Work- Concord, NC (20 miles from Charlotte, NC)
- 12 days ago
- Concord, NC (20 miles from Charlotte, NC)
- 12 days ago
Position: Consumer Loan Specialist Company: Mariner Finance Location: On-site/in office Hours: full time- 40 hours per week Qualifications: 1+ years of experience in a sales position. High school...
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering...
- Huntersville, NC (12 miles from Charlotte, NC)
- 13 days ago
- Huntersville, NC (12 miles from Charlotte, NC)
- 13 days ago
United Community is an experienced, driven, and customer-focused Mortgage Loan Officer (MLO) to join our team. The MLO will help individuals and families achieve their homeownership dreams....
Description Summary: The Community Mortgage Loan Officer drives partnerships with an emphasis on low to moderate census tracts in the community, developing strong relationships with nonprofit partnerships...
Remote Workand consumer compliance to include fair lending laws....
lending as a Loan Officer 1+ years of business-purpose and non-QM lending experience, including DSCR products 2+ years of experience in sales - with the proven ability to "close" Demonstrated ability...
- Mooresville, NC (21 miles from Charlotte, NC)
- 19 days ago
- Mooresville, NC (21 miles from Charlotte, NC)
- 19 days ago
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Demographic Data for Charlotte, NC
Moving to Charlotte, NC? Find some basic demographic data about Charlotte, NC below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Charlotte, NC
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Charlotte, NC offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- BSA
- Loan Processing
- Federal National Morgage Association
- Commercial Lending
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Finance
- Closing
- Collections
- Business Development
- Retail
- Customer Relations
- High School Diploma
- Negotiation
- Written Communication
- Documentation
- Accounting
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Filing
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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