Loan Officer Jobs in Charlotte, NC
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Essential Functions Lead to Contract duties: Acting as a primary point of contact for the customer contact for licensed activity, for the loan officer....
There are very few career options that are as lucrative as a mortgage loan officer....
Commercial Loan Review Officer** The Credit Risk Officer job manages large credit risk management projects and processes to ensure that an appropriate framework exists for the monitoring,...
Advises clients on the home buying or refinance process while assisting through the loan process from application to closing....
Credit Officer II - Asset Based Lending (ABL) / Capital Finance
- Charlotte, NC
- 5 days ago
- Charlotte, NC
- 5 days ago
Maintains up-to-date knowledge on all Bank lending policies and regulations....
Assumptions Mortgage Loan Consultant
- Fort Mill, SC (14 miles from Charlotte, NC)
- 6 days ago
- Fort Mill, SC (14 miles from Charlotte, NC)
- 6 days ago
The MLCI will gain the necessary licensure to originate assumption mortgage loans. Mortgage Loan Consultants report directly to the Assumption Manager and, upon licensure, works closely with...
- Matthews, NC (13 miles from Charlotte, NC)
- 7 days ago
- Matthews, NC (13 miles from Charlotte, NC)
- 7 days ago
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Responsibilities: Supporting lending operations with closing syndicated loans. Interpreting the syndicated credit agreements. Onboarding the credit agreement language into LoanIQ systems....
Leasing Credit Officer II/Leasing Credit Sr Officer
- Charlotte, NC
- 18 days ago
- Charlotte, NC
- 18 days ago
Management and monitoring responsibilities will include lending/leasing relationships with exposures up to $100MM+ that are assigned risk ratings the equivalent of regulatory Pass, Criticized, and Classified...
**Job Description:** At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network....
loan documentation, and keeping clients informed throughout the mortgage loan process....
Centralized Lending Specialist - Bilingual Spanish Team - Charlotte, NC
- Charlotte, NC
- 19 days ago
- Charlotte, NC
- 19 days ago
loan documentation, and keeping clients informed throughout the mortgage loan process....
programs, and private investors, as gained through on the job training or some real estate brokerage experience - Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending...
LI - MC1 Mortgage Loan Originator - Charlotte LOCATION -- Charlotte, North Carolina 28202 Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and...
Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative...
Demographic Data for Charlotte, NC
Moving to Charlotte, NC? Find some basic demographic data about Charlotte, NC below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Charlotte, NC
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Charlotte, NC offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Credit Underwriting
- Fannie Mae
- FHLMC
- Loan Processing
- Freddie Mac
- Tila Respa Integrated Disclosures
- VA Loans
- OFAC
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Collections
- Finance
- Closing
- Accounting
- Customer Relations
- Retail
- High School Diploma
- Business Development
- Written Communication
- Negotiation
- Verbal Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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