Loan Officer Jobs in Winchester, KY
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Mortgage Loan Specialist - Lexington, KY
- Lexington, KY (18 miles from Winchester, KY)
- 7 hours ago
- Lexington, KY (18 miles from Winchester, KY)
- 7 hours ago
origination systems and procedures Serve as a liaison for ARM production for assigned Certified ARM Originators Position Requirements Include: College Degree Preferred Minimum of 3 years mortgage lending...
Financial Services Representative
- Nicholasville, KY (24 miles from Winchester, KY)
- 14 days ago
- Nicholasville, KY (24 miles from Winchester, KY)
- 14 days ago
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Private & Professional Banking Officer
- Lexington, KY (18 miles from Winchester, KY)
- 20 days ago
- Lexington, KY (18 miles from Winchester, KY)
- 20 days ago
MINIMUM QUALIFICATIONS: 5 years' experience in commercial and retail lending or equivalent experience required. Minimum of 5 years' previous sales experience required....
- Lexington, KY (18 miles from Winchester, KY)
- 22 days ago
- Lexington, KY (18 miles from Winchester, KY)
- 22 days ago
Mortgage Loan Originator LOCATION -- Lexington, Kentucky 40507 Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity...
- Lexington, KY (18 miles from Winchester, KY)
- 30+ days ago
- Lexington, KY (18 miles from Winchester, KY)
- 30+ days ago
Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism....
Reverse Mortgage Originator Development Program
- Lexington, KY (18 miles from Winchester, KY)
- 30+ days ago
- Lexington, KY (18 miles from Winchester, KY)
- 30+ days ago
originators to apply....
Remote Work- Richmond, KY (16 miles from Winchester, KY)
- 30+ days ago
- Richmond, KY (16 miles from Winchester, KY)
- 30+ days ago
Assist in training of junior lending officers....
Minimum of two years residential mortgage lending experience. A four-year college degree is preferred....
It is the responsibility of the Mortgage Loan Officer to be able to handle all functions of originating a loan....
- Lexington, KY (18 miles from Winchester, KY)
- 90+ days ago
- Lexington, KY (18 miles from Winchester, KY)
- 90+ days ago
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Mortgage Loan Officer - Residential Lending
- Lexington, KY (18 miles from Winchester, KY)
- 90+ days ago
- Lexington, KY (18 miles from Winchester, KY)
- 90+ days ago
Mortgage loan origination lending background is required....
Demographic Data for Winchester, KY
Moving to Winchester, KY? Find some basic demographic data about Winchester, KY below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Winchester, KY
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Winchester, KY offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- BSA
- Loan Processing
- Federal National Morgage Association
- Commercial Lending
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Finance
- Closing
- Collections
- Business Development
- Retail
- Customer Relations
- High School Diploma
- Negotiation
- Written Communication
- Documentation
- Accounting
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Filing
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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