Loan Officer Jobs in Kentucky
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Banking Officer Floater- Full-Time - Louisville, KY
- Louisville, KY
- 12 hours ago
- Louisville, KY
- 12 hours ago
Direct member to appropriate Officer for lending needs when situations warrant lending processing and or approval. 2....
City National Bank Residential Lending Loan Officer Senior in Frankfort , Kentucky RESIDENTIAL LENDING LOAN OFFICER SENIOR WHAT IS THE OPPORTUNITY?...
Support Consumer Lending on departmental projects....
This is an important feature that sets the Association apart from most other commercial lenders....
Loan Officer Trainee This team member will be involved in all aspects of the lending process for current and prospective customers throughout central Kentucky....
Are you a goal-oriented individual? Are you looking to start your career at an industry-leading consumer finance organization with an award-winning service team that has ample opportunity for...
Development Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote Workprocess and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Summary Reporting to the Branch Manager, this full-time, non-exempt hourly position works to develop deeper relationships with new and existing members of the credit union. This position will...
MINIMUM QUALIFICATIONS: • 5 years’ experience in commercial and retail lending or equivalent experience required. • Minimum of 5 years’ previous sales experience required. • Demonstrated proficiency...
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
POSITION PURPOSE AND OBJECTIVES: The Mortgage Loan Originator performs a wide range of duties related to the origination of residential 1st and 2nd mortgages....
The Consumer Loan Specialist assists both new and existing customers in the lending process. This position is a terrific opportunity to start your career and learn about consumer finance!...
This is a full-time remote role for a Agriculture Loan Officer....
Remote WorkAs a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Louisville or Lexington KY area. Ideal candidates will have a proven history of production....
Demographic Data for Kentucky
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Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Kentucky
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Kentucky offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Reimbursement
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Consumer Lending
- Lending
- Loan Origination
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Jumbo Loans
- Loan Review
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- Federal Housing Administration
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Cross Selling
- Mortgage Processing
- Loan Servicing
- Credit Analysis
- USDA
- Wealth Management
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Closing
- Finance
- Collections
- Business Development
- Accounting
- Listening
- Retail
- High School Diploma
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Sales
- Regulations
- Policy Development
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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