Loan Officer Jobs in San Jose, CA
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Actively seeking a Commercial Real Estate Loan Officer to solicit new CRE loan business through a network of brokers, business owners, and investors....
- Santa Cruz, CA (24 miles from San Jose, CA)
- 6 days ago
- Santa Cruz, CA (24 miles from San Jose, CA)
- 6 days ago
The Bank is a leading SBA lender in Santa Cruz County and Silicon Valley and a top USDA lender in the state of California....
Financial Services Representative - Sunnyvale, CA
- Sunnyvale, CA (7 miles from San Jose, CA)
- 7 days ago
- Sunnyvale, CA (7 miles from San Jose, CA)
- 7 days ago
Financial Services Representative Have a passion for helping people? Join our team of Financial Services Representative where youll have dedicated time to focus on growth and career development,...
Responsibilities Verifies, compiles, and inputs application information for mortgage loans: Discuss and advise the client of their home loan options. Reviews residential loan application file to...
- Campbell, CA (5 miles from San Jose, CA)
- 15 days ago
- Campbell, CA (5 miles from San Jose, CA)
- 15 days ago
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are...
Mortgage Lending Officer SAFE Act - B11 - Hollister
- Morgan Hill, CA (18 miles from San Jose, CA)
- 20 days ago
- Morgan Hill, CA (18 miles from San Jose, CA)
- 20 days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
- Livermore, CA (17 miles from San Jose, CA)
- 21 days ago
- Livermore, CA (17 miles from San Jose, CA)
- 21 days ago
Voted a Top Workplace for 2025 and for the past fifteen consecutive years, Fremont Bank has an immediate opening for a Relationship Loan Officer in Livermore, CA....
- Palo Alto, CA (15 miles from San Jose, CA)
- 23 days ago
- Palo Alto, CA (15 miles from San Jose, CA)
- 23 days ago
Wealthfront is seeking a licensed mortgage loan originator to join our team as we build and scale our mortgage lending operations....
Remote WorkSmall Business Lending Consultant
- Atherton, CA (18 miles from San Jose, CA)
- 28 days ago
- Atherton, CA (18 miles from San Jose, CA)
- 28 days ago
Development Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkMinimum 1 year previous consumer lending experience Preferred: Applicable college courses and/or commensurate experience preferred Previous experience in Dealer Direct Lending Summary Pay Range The...
originators to apply....
Remote WorkCA-WA Private Mortgage Banker (SAFE)
- Milpitas, CA (6 miles from San Jose, CA)
- 45+ days ago
- Milpitas, CA (6 miles from San Jose, CA)
- 45+ days ago
About this role: Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
- Pleasanton, CA (20 miles from San Jose, CA)
- 60+ days ago
- Pleasanton, CA (20 miles from San Jose, CA)
- 60+ days ago
As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in East Bay Area, CA to include Walnut Creek, Concord, San Ramon, Berkeley....
Supervising Mortgage Loan Officer
- Cupertino, CA (11 miles from San Jose, CA)
- 90+ days ago
- Cupertino, CA (11 miles from San Jose, CA)
- 90+ days ago
Job Description Recommends loan solutions in accordance with lending guidelines and clients' requirements. Manages daily loan activities of a small, high performing Mortgage Loan Officer team....
Account Executive (Mortgage Consultant) Fremont, CA
- Fremont, CA (16 miles from San Jose, CA)
- 90+ days ago
- Fremont, CA (16 miles from San Jose, CA)
- 90+ days ago
About Guidance Residential We are the largest and most respected Sharia-Compliant home financier in the United States. Our company has the most recognized brand worldwide, and has been endorsed by...
Demographic Data for San Jose, CA
Moving to San Jose, CA? Find some basic demographic data about San Jose, CA below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in San Jose, CA
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in San Jose, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- BSA
- Loan Processing
- Federal National Morgage Association
- Commercial Lending
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Finance
- Closing
- Collections
- Business Development
- Retail
- Customer Relations
- High School Diploma
- Negotiation
- Written Communication
- Documentation
- Accounting
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Filing
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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