Loan Officer Jobs in San Jose, CA
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Financial Services Representative
- Fremont, CA (16 miles from San Jose, CA)
- 2 days ago
- Fremont, CA (16 miles from San Jose, CA)
- 2 days ago
Financial Services Representative Charles Schwab Fremont, United States Posted 17 hours ago Permanent Competitive Financial Services Representative Charles Schwab Fremont, United States Financial...
Founded in 2003, we specialize in commercial & industrial lending, technology and asset-based lending, specialty finance, real estate construction and commercial real estate lending....
Data entry clerk/Junior loan officer job responsibilities include but are not limited to: - loan officer experience with running credit checks, drawing up loan documents, calculating LTV & DTI Ratios...
Supervising Mortgage Loan Officer
- Cupertino, CA (11 miles from San Jose, CA)
- 9 days ago
- Cupertino, CA (11 miles from San Jose, CA)
- 9 days ago
Job Description Recommends loan solutions in accordance with lending guidelines and clients' requirements. Manages daily loan activities of a small, high performing Mortgage Loan Officer team....
Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for...
Dedicated Lending Associate SAFE Act - B10 - SUNNYVALE
- Sunnyvale, CA (7 miles from San Jose, CA)
- 15 days ago
- Sunnyvale, CA (7 miles from San Jose, CA)
- 15 days ago
Education: Bachelors/University degree or High School diploma/equivalent with at least 2 years of relevant Loan Origination experience Competencies Expert knowledge of general lending products and services...
- Fremont, CA (16 miles from San Jose, CA)
- 19 days ago
- Fremont, CA (16 miles from San Jose, CA)
- 19 days ago
Client Financial Rep Charles Schwab Fremont, United States Posted 22 hours ago Permanent Competitive Client Financial Rep Charles Schwab Fremont, United States Client Financial Rep Position Type:...
Licensed Financial Services Representative
- Fremont, CA (16 miles from San Jose, CA)
- 19 days ago
- Fremont, CA (16 miles from San Jose, CA)
- 19 days ago
Licensed Financial Services Representative Charles Schwab Fremont, United States Posted 16 hours ago Permanent Competitive Licensed Financial Services Representative Charles Schwab Fremont, United...
CA-WA Private Mortgage Banker (SAFE)
- Milpitas, CA (6 miles from San Jose, CA)
- 45+ days ago
- Milpitas, CA (6 miles from San Jose, CA)
- 45+ days ago
About this role: Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
Account Executive (Mortgage Consultant) Fremont, CA
- Fremont, CA (16 miles from San Jose, CA)
- 45+ days ago
- Fremont, CA (16 miles from San Jose, CA)
- 45+ days ago
About Guidance Residential We are the largest and most respected Sharia-Compliant home financier in the United States. Our company has the most recognized brand worldwide, and has been endorsed by...
Mortgage Lending Officer SAFE Act - Newark (Hybrid)
- Newark, CA (15 miles from San Jose, CA)
- 45+ days ago
- Newark, CA (15 miles from San Jose, CA)
- 45+ days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
- Cupertino, CA (11 miles from San Jose, CA)
- 60+ days ago
- Cupertino, CA (11 miles from San Jose, CA)
- 60+ days ago
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling....
Mortgage Loan Officer - East Bay Area, CA
- Pleasanton, CA (20 miles from San Jose, CA)
- 60+ days ago
- Pleasanton, CA (20 miles from San Jose, CA)
- 60+ days ago
As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in East Bay Area, CA to include Walnut Creek, Concord, San Ramon, Berkeley....
Mortgage Lending Officer SAFE Act - B11 - MORGAN HILL
- Morgan Hill, CA (18 miles from San Jose, CA)
- 90+ days ago
- Morgan Hill, CA (18 miles from San Jose, CA)
- 90+ days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
Demographic Data for San Jose, CA
Moving to San Jose, CA? Find some basic demographic data about San Jose, CA below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Loan Officer Jobs in San Jose, CA
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in San Jose, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- FHLMC
- Fannie Mae
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- Credit Underwriting
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Collections
- Closing
- Customer Relations
- Accounting
- Retail
- High School Diploma
- Business Development
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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