Loan Officer Jobs in San Diego, CA
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
- La Jolla, CA (10 miles from San Diego, CA)
- moments ago
- La Jolla, CA (10 miles from San Diego, CA)
- moments ago
Participates in theSBA loan origination underwriting management process by providing credit and loan underwriting expertise to a team of SBA BDO's and Personal & Business Banking Relationship Managers...
About This Job The Leveraged Lending Associate plays a critical role in supporting the origination, structuring, underwriting, and portfolio management of leveraged loans for corporate and private equity-backed...
Loan Processing, Closing and Documentation Management Initiates and prepares loan documentation request packages including completion of Loan Documentation Checklist and verification of approval authority...
Participates in the SBA loan origination underwriting management process by providing credit and loan underwriting expertise to a team of SBA BDO's and Personal & Business Banking Relationship Managers...
Mortgage Loan Originator NMLS U.S....
Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for...
- Del Mar, CA (17 miles from San Diego, CA)
- 12 days ago
- Del Mar, CA (17 miles from San Diego, CA)
- 12 days ago
Knowledge of federal lending regulations governing real estate lending. Must have two years of mortgage lending experience. Must have an established book of local referral sources....
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Assist Loan Officer to underwrite, package, market and ultimately work with the lender through the loan approval phase....
About this role: Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
Position Summary The SBA 504 Loan Officer (LO) plays a crucial role in the marketing and promotion of the SBA 504 loan program, with a primary focus on designated markets....
Remote WorkCommercial Loan Officer Qualifications: POSITION SUMMARY: The Commercial Loan Officer will support the lenders in underwriting requests for credit extensions to new and existing commercial clients....
Our in-house team of loan officers, processors, underwriters and closers share one goal: to make the loan process swift, simple and compliant....
Axos Bank Target Range: $23/Hr. - $26/Hr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible...
Staff Resource Pool - SRP Financial Services Representative
- San Diego, CA
- 24 days ago
- San Diego, CA
- 24 days ago
Experience with consumer loan processing, accurate cash handling and proactive sales. Ability to actively cross-sell products & services....
Demographic Data for San Diego, CA
Moving to San Diego, CA? Find some basic demographic data about San Diego, CA below.
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Salary for Loan Officer Jobs in San Diego, CA
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in San Diego, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- FHLMC
- Fannie Mae
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- Credit Underwriting
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Collections
- Closing
- Customer Relations
- Accounting
- Retail
- High School Diploma
- Business Development
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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