Loan Officer Jobs in Sacramento, CA
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
- Folsom, CA (19 miles from Sacramento, CA)
- 9 hours ago
- Folsom, CA (19 miles from Sacramento, CA)
- 9 hours ago
Continually identifies, develops, and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities....
- Rancho Cordova, CA (12 miles from Sacramento, CA)
- 19 hours ago
- Rancho Cordova, CA (12 miles from Sacramento, CA)
- 19 hours ago
Officer review (SNDAs, Estoppels, Deferment Agreements, or Guidance Line Documents) Ensuring proper financials used in Loan Officers underwriting have been uploaded and approved in nCino Other duties...
Loan Officer Assistant - Enterprise in Sacramento, CA
- Sacramento, CA
- 3 days ago
- Sacramento, CA
- 3 days ago
Diploma Minimum 2 years residential loan originations or processing experience in a mortgage banking company. Minimum 2 years of experience with state and federal lending regulations (e.g....
EXPERIENCE: Four to six years or more of banking and loan origination experience required....
Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for...
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are...
- Roseville, CA (16 miles from Sacramento, CA)
- 15 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 15 days ago
Each licensed Loan Officer is provided inbound/outbound leads to service in accordance with Pennymac policies, procedures and lending guidelines....
- Roseville, CA (16 miles from Sacramento, CA)
- 17 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 17 days ago
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Central Valley, Modesto, Stockton, Sacramento CA market....
Using an understanding of customer goals, credit strengths and weaknesses, the Rural 1st Loan Officer delivers value added/constructive financial information to customers....
Remote WorkJob Description Recommends loan solutions in accordance with lending guidelines and clients' requirements. Manages daily loan activities of a small, high performing Mortgage Loan Officer team....
title reports and advise Loan Officers of items needing attention or to be cleared from title....
Agricultural / Commercial Loan Officer
- Davis, CA (17 miles from Sacramento, CA)
- 30+ days ago
- Davis, CA (17 miles from Sacramento, CA)
- 30+ days ago
/ present credits outside lending limits for approval to appropriate levels of authority, as required....
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Senior Credit Officer, Digital Infrastructure
- Rocklin, CA (20 miles from Sacramento, CA)
- 30+ days ago
- Rocklin, CA (20 miles from Sacramento, CA)
- 30+ days ago
Identifies strengths and weaknesses of the borrower, lending structure and evaluates specific risks to the bank....
Demographic Data for Sacramento, CA
Moving to Sacramento, CA? Find some basic demographic data about Sacramento, CA below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Sacramento, CA
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Sacramento, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- FHLMC
- Fannie Mae
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- Credit Underwriting
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Collections
- Closing
- Customer Relations
- Accounting
- Retail
- High School Diploma
- Business Development
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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