Loan Officer Jobs in Carlsbad, CA
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
- La Jolla, CA (20 miles from Carlsbad, CA)
- 1 hour ago
- La Jolla, CA (20 miles from Carlsbad, CA)
- 1 hour ago
Participates in theSBA loan origination underwriting management process by providing credit and loan underwriting expertise to a team of SBA BDO's and Personal & Business Banking Relationship Managers...
- Del Mar, CA (13 miles from Carlsbad, CA)
- 13 days ago
- Del Mar, CA (13 miles from Carlsbad, CA)
- 13 days ago
Knowledge of federal lending regulations governing real estate lending. Must have two years of mortgage lending experience. Must have an established book of local referral sources....
- Oceanside, CA (11 miles from Carlsbad, CA)
- 17 days ago
- Oceanside, CA (11 miles from Carlsbad, CA)
- 17 days ago
About this role:** Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
CA-WA Private Mortgage Banker (SAFE) San Diego
- Escondido, CA (16 miles from Carlsbad, CA)
- 20 days ago
- Escondido, CA (16 miles from Carlsbad, CA)
- 20 days ago
About this role: Wells Fargo is seeking a CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
As a Commercial Loan Specialist, you will provide support to commercial lending staff in commercial branches or banking centers....
Demographic Data for Carlsbad, CA
Moving to Carlsbad, CA? Find some basic demographic data about Carlsbad, CA below.
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Salary for Loan Officer Jobs in Carlsbad, CA
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Carlsbad, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- FHLMC
- Fannie Mae
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- Credit Underwriting
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Collections
- Closing
- Customer Relations
- Accounting
- Retail
- High School Diploma
- Business Development
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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