Loan Officer Jobs in Birmingham, AL
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Sr. Consumer Loan Specialist - Sales Customer Service
- Trussville, AL (15 miles from Birmingham, AL)
- moments ago
- Trussville, AL (15 miles from Birmingham, AL)
- moments ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Financial Services Representative (Bilingual)
- Alabaster, AL (20 miles from Birmingham, AL)
- 2 days ago
- Alabaster, AL (20 miles from Birmingham, AL)
- 2 days ago
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Job Description: At Regions, the Home Loan Direct - Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through customer calls and business partner referrals....
Overview The purpose of this job is to manage and promote community lending products and activities throughout the Trustmark National Bank service area, with a focus on assisting borrowers in low to...
Today, as the nation's second largest non-bank retail mortgage lender, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services...
Mortgage Loan Officer - Birmingham Area Full-Time
- Hoover, AL (6 miles from Birmingham, AL)
- 27 days ago
- Hoover, AL (6 miles from Birmingham, AL)
- 27 days ago
Experience: One year to three years of similar or related experience (Loan Officer or Loan Origination). Outside Sales or Customer Service oriented background in mortgage sales preferred....
Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer...
Mortgage Loan Officer - Alabama (Auburn, Birmingham, Mobile, Huntsville, Tuscaloosa)
- Birmingham, AL
- 30+ days ago
- Birmingham, AL
- 30+ days ago
Job Description: At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network....
Specialized Corporate Senior Credit Officer - Financial Services Group (FSG)
- Birmingham, AL
- 30+ days ago
- Birmingham, AL
- 30+ days ago
The Specialized Corporate Senior Credit Officer serves as a subject matter expert and internal resource for Corporate Bank lending transactions where Senior Credit Officer approval is required and ensures...
awareness + Exhibits accountability for the quality and profitability (spread relative to risk) of the assigned business unit or segment + Partners and consults with subject matter experts for leveraged lending...
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Consumer Loan Specialist - Sales Customer Service
- Center Point, AL (10 miles from Birmingham, AL)
- 45+ days ago
- Center Point, AL (10 miles from Birmingham, AL)
- 45+ days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Title: Mortgage Loan Originator Department: Mortgage Lending Reports To: SVP, National Sales Manager Supervises: N/A Job Classification: Full-time, Non-Exempt About Us Recognized as one of the most...
At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Loan Specialist I – Booking is responsible for reviewing commercial, consumer and real estate loan documentation and...
Account Executive (Mortgage Consultant) - Birmingham, AL
- Birmingham, AL
- 60+ days ago
- Birmingham, AL
- 60+ days ago
About Guidance Residential We are the largest and most respected Sharia-Compliant home financier in the United States. Our company has the most recognized brand worldwide, and has been endorsed by...
Demographic Data for Birmingham, AL
Moving to Birmingham, AL? Find some basic demographic data about Birmingham, AL below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Birmingham, AL
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Birmingham, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Credit Underwriting
- Fannie Mae
- FHLMC
- Loan Processing
- Freddie Mac
- Tila Respa Integrated Disclosures
- VA Loans
- OFAC
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Collections
- Finance
- Closing
- Accounting
- Customer Relations
- Retail
- High School Diploma
- Business Development
- Written Communication
- Negotiation
- Verbal Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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