Credit Analyst Jobs in Charlotte, NC

A Credit Analyst in the banking industry evaluates and assesses the creditworthiness of potential customers, or organizations, to ascertain their ability to repay loans. They analyze financial data, including budget, income, and expenditure, and also evaluate credit histories. Credit Analysts use complex systems and software to assess and interpret financial data, so they can advise on the risk of offering credit. The role also involves preparing reports based on findings and presenting these to management.

Key skills a Credit Analyst should possess include strong analytical skills, good numerical skills, excellent communication skills, and the ability to make well-judged decisions. The Certified Credit Professional (CCP) certification is highly desirable for this role. Prior job roles that can lead to a career as a Credit Analyst include Junior Credit Analyst, Loan Officer, or Financial Analyst, where the individual can gain the necessary experience in financial analysis and credit risk assessment.

1-15 of 27 Jobs

Counterparty Risk Analyst

  • Charlotte, NC
  • 1 hour ago
  • Charlotte, NC
  • 1 hour ago

Additional Products: Will assist in risk management of other derivatives products such as the credit derivatives, ETFs, mortgage TBAs, bond futures, sponsored secured lending....

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $68,640 - $112,320 USD TD is committed to providing fair and equitable compensation opportunities to all...

Treasury Management Risk Analyst

  • Charlotte, NC
  • 2 hours ago
  • Charlotte, NC
  • 2 hours ago

and consumer compliance to include fair lending laws....

Senior Contracts and Risk Management Specialist

  • Charlotte, NC
  • 1 day ago
  • Charlotte, NC
  • 1 day ago

OVERVIEW Are you a passionate Senior Contracts and Risk Management Specialist eager to drive innovation in a collaborative, employee-owned environment? Join Merrick & Company's Contracts and Risk...

Quantitative Risk Analyst I

  • Charlotte, NC
  • 1 day ago
  • Charlotte, NC
  • 1 day ago

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for...

Senior Risk Analyst

  • Charlotte, NC
  • 2 days ago
  • Charlotte, NC
  • 2 days ago

In this role, you will provide analysis and support First Line Risk Management initiatives for Ameriprise Bank. This involves working with multiple systems used to calculate risk measures, and...

IT Risk Analyst Sr

  • Charlotte, NC
  • 3 days ago
  • Charlotte, NC
  • 3 days ago

Location: Onsite at locations listed Summary Risk Management role within IT. ESSENTIAL DUTIES AND RESPONSIBILITIES Performs risk management functions in IT including facilitating risk assessments,...

Senior Capital Markets Analyst, Risk Management

  • Charlotte, NC
  • 3 days ago
  • Charlotte, NC
  • 3 days ago

Overview The Senior Capital Markets Analyst, Risk Management role is responsible for providing in - depth analysis and insights into P & L and QRM data analytics. This position supports all...

Sr Analyst, Credit Card Strategy and Analytics

  • Charlotte, NC
  • 8 days ago
  • Charlotte, NC
  • 8 days ago

They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry....

Senior Associate, Investment Risk Analyst

  • Charlotte, NC
  • 9 days ago
  • Charlotte, NC
  • 9 days ago

At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication...

Third Party Risk Management Specialist

  • Charlotte, NC
  • 9 days ago
  • Charlotte, NC
  • 9 days ago

Location: On site in Charlotte, NC Summary The Third-Party Risk Management (TPRM) specialist will support the TPRM Manager in successfully executing the First Horizon TPRM program. We are seeking...

Credit Analyst II - Aerospace, Defense & Transportation

  • Charlotte, NC
  • 9 days ago
  • Charlotte, NC
  • 9 days ago

Business Administration, Finance, or Accounting) 2+ years of Commercial Banking experience....

Sr Model Risk Analyst

  • Charlotte, NC
  • 14 days ago
  • Charlotte, NC
  • 14 days ago

Location:On site at any office location within the company's footprint. Summary At First Horizon, the Senior Model Risk Analyst validates statistical models developed for use by the Bank,...

Senior Credit Risk Analyst - Independent Risk Management

  • Charlotte, NC
  • 15 days ago
  • Charlotte, NC
  • 15 days ago

Independent Risk Management (IRM) Credit Risk team has an opening for the Senior Credit Risk Analyst. This role will report to the Director of Consumer Credit Risk located in Charlotte, NC....

Risk Control Analyst

  • Charlotte, NC
  • 16 days ago
  • Charlotte, NC
  • 16 days ago

Risk/Controls Analyst 6 month duration -Will work in the Digital Team responsible for the.com and mobile strategy for the bank. -Will work with Risk Lead on team -Sr. Risk lead needs help...

Demographic Data for Charlotte, NC

Moving to Charlotte, NC? Find some basic demographic data about Charlotte, NC below.


Local
National
955,169
29,300
Large

Credit Analyst Online Courses and Training Opportunities

iHireBanking curates thousands of courses in order to recommend the best ones to help further your career. If you register for a course using the links on our site, we may receive a small commission.
Credit Risk and Credit Analysis
Gain a solid grounding in credit risk fundamentals with the tools and techniques required to perform a credit analysis. Taught by an instructor with decades of experience in lending and credit...
Introduction to Corporate Credit
In this course, we shall provide a vivid description of most of the aspects of Corporate Credit e.g. The different types of credit available globally, the procedures involved in providing such...
Managing Personal Cash and Credit
Discover the five cs of credit, how to improve your credit score, and how to determine if a line of credit is right for you. This course prepares you to choose the right financial institution for...

Title Synonyms

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Salary for Credit Analyst Jobs in Charlotte, NC

Estimated salary range based on data from US Bureau of Labor Statistics (BLS) and iHireBanking research efforts.

Licensing / Certification

Required or preferred licenses and certifications for Credit Analyst positions.



Highest Education Level

Credit Analysts in Charlotte, NC offer the following education background
Bachelor's Degree
44.0%
Master's Degree
24.2%
High School or GED
11.9%
Associate's Degree
9.3%
Vocational Degree or Certification
7.3%
Doctorate Degree
1.5%
Some College
1.5%
Some High School
0.3%

Average Work Experience
Here's a breakdown of the number of years' experience offered by Credit Analysts in Charlotte, NC
1-2 years
30.0%
2-4 years
25.0%
None
25.0%
4-6 years
15.0%
Less than 1 year
5.0%



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