Credit Analyst Jobs in Ballston Spa, NY
A Credit Analyst in the banking industry evaluates and assesses the creditworthiness of potential customers, or organizations, to ascertain their ability to repay loans. They analyze financial data, including budget, income, and expenditure, and also evaluate credit histories. Credit Analysts use complex systems and software to assess and interpret financial data, so they can advise on the risk of offering credit. The role also involves preparing reports based on findings and presenting these to management.
Key skills a Credit Analyst should possess include strong analytical skills, good numerical skills, excellent communication skills, and the ability to make well-judged decisions. The Certified Credit Professional (CCP) certification is highly desirable for this role. Prior job roles that can lead to a career as a Credit Analyst include Junior Credit Analyst, Loan Officer, or Financial Analyst, where the individual can gain the necessary experience in financial analysis and credit risk assessment.
Risk Management Analyst - St Peters Health Partners - FT Days
- Albany, NY (18 miles from Ballston Spa, NY)
- 26 days ago
- Albany, NY (18 miles from Ballston Spa, NY)
- 26 days ago
Employment Type: Full time Shift: Day Shift Description: Risk Management Analyst FT Days- M-F onsite Mission Statement: We, St Peter's Health and Trinity Health, serve together in the spirit of...
Risk Management Analyst (Non Clinical) - St Peters Health Partners - FT Days
- Albany, NY (18 miles from Ballston Spa, NY)
- 26 days ago
- Albany, NY (18 miles from Ballston Spa, NY)
- 26 days ago
Employment Type: Full time Shift: Day Shift Description: TITLE Risk Analyst/Specialist DEPARTMENT: Clinical Quality & Safety REPORTS TO: Risk Manager MISSION STATEMENT: We, St Peter's Health and...
Demographic Data for Ballston Spa, NY
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Title Synonyms
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Salary for Credit Analyst Jobs in Ballston Spa, NY
Required or preferred licenses and certifications for Credit Analyst positions.
Highest Education Level
Credit Analysts in Ballston Spa, NY offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Credit Analyst position
- Presentation
- Statistical Analysis System
- Commercial Real Estate
- Management Reporting
- Fixed Income
- Reimbursement
- Operations Analysis
- Financial Statement Analysis
- Lending
- Loan Documentation
- Credit Underwriting
- Commercial Banking
- BSA
- Loan Review
- Commercial Lending
- Private Banking
- OFAC
- Know Your Customer
- Credit Analysis
- Financial Services
- Cash Flow Analysis
- Internal Control
- Balance Sheets
- Underwriting
- Anti-Money Laundering
- Financial Statements
- Fraud Investigation
- Financial Modeling
- Portfolio Management
- Risk Analysis
- Due Diligence
- Financial Analysis
- Business Administration
- Real Estate
- Risk Management
- Strategy Development
- Finance
- Decision Making
- Accounting
- Analytical Skills
- Auditing
- Written Communication
- Verbal Communication
- Mentoring
- Data Analysis
- Collaboration
- Documentation
- Reporting
- Filing
- Bachelor's Degree
- Regulations
- Policy Development
- Microsoft PowerPoint
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Time Management
- Research Skills
- Staff Supervision
- Organization
- Scheduling
- Leadership
- Communication Skills
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