Loan Underwriter Remote & Hybrid Only Jobs
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Senior Credit Underwriter - Distribution Finance
- Farmers Branch, TX
- 1 hour ago
- Farmers Branch, TX
- 1 hour ago
Experience with deal sizes ranging from $2MM to $10MM preferred Experience in lending to a wide variety of industries, loan types, and sizes of companies preferred Strong written and verbal communication...
Remote WorkSMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing,...
Credit Underwriter - AVP Job Level: Associate Job Function: Governance & Assurance Location: NC, US Employment Type: Full Time Requisition ID: 6304 SMBC Group is a top-tier global financial group....
Underwrites loans to render a lending decision, with the ability to decision conventional (purchases/refinances) and portfolio/land loans up to $250,000....
Remote WorkVP, Senior Underwriter Portfolio Manager-MMB (hybrid) NC, GA, TX
- Charlotte, NC
- 2 days ago
- Charlotte, NC
- 2 days ago
10 years of experience in Credit analysis, underwriting or Risk Management Preferred: Bachelor’s degree with courses relevant to business and financial analysis 10 years of experience in commercial lending...
Consumer Loan Underwriter Job Details Level Experienced Job Location Pacific Plaza - Tacoma, WA Position Type Full Time Education Level High School Diploma or equivalent....
Remote WorkZurich is currently looking to hire an experienced E&S Primary Casualty Underwriter to join the new E&S Primary Casualty team in Phoenix, Dallas, or Houston! While this position will be based out...
Underwrites loans to render a lending decision, with the ability to decision conventional (purchases/refinances) and portfolio/land loans up to $250,000....
Remote WorkRCC Senior Underwriter I (Multifamily Affordable/Bridge Loan)
- Clanton, AL
- 6 days ago
- Clanton, AL
- 6 days ago
Work closely with loan originators to help negotiate deal terms and resolve outstanding issues....
Remote WorkLoan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines....
Remote WorkZurich is currently looking to hire an experienced E&S Primary Casualty Underwriter (Senior or AVP) to join the new E&S Primary Casualty team in our Dallas or Houston office! While this position...
provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending...
Mortgage Loan Underwriter II (MORTG013425) at Centennial Bank in Conway, Arkansas, United States Job Description This position is remote capability....
Remote Workloan transactions 5+ years of experience underwriting and structuring commercial, corporate, syndicated and or leveraged loan transactions 5+ years of experience working in a commercial credit or lending...
Remote WorkNational Account Excess Casualty Underwriter (Senior or AVP)
- Chicago, IL
- 10 days ago
- Chicago, IL
- 10 days ago
at Zurich NA in Chicago, Illinois, United States Job Description National Account Excess Casualty Underwriter (Senior or AVP ) 123751 Zurich is seeking an experienced National Account Excess...
Remote WorkLoan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs Nationwide
Required or preferred licenses and certifications for Loan Underwriter positions.
Highest Education Level
Loan Underwriters offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Presentation
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- Conventional Loans
- BSA
- Loan Processing
- Federal National Morgage Association
- Automated Clearing House
- Commercial Lending
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- Cross Selling
- OFAC
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Cash Flow Analysis
- USDA
- Underwriting
- Anti-Money Laundering
- Financial Statements
- Portfolio Management
- Appraisal
- Due Diligence
- Financial Analysis
- Real Estate
- Risk Management
- Finance
- Closing
- Decision Making
- Analytical Skills
- Negotiation
- Written Communication
- Documentation
- Accounting
- Coaching
- Mentoring
- Collaboration
- Policy Development
- Bachelor's Degree
- Filing
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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