Loan Officer Jobs in Teays, WV
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Mortgage Consultant Sales Assistant
- Charleston, WV (18 miles from Teays, WV)
- 5 hours ago
- Charleston, WV (18 miles from Teays, WV)
- 5 hours ago
Build Your Future Here: Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Join us on our journey to being the...
origination systems and procedures Serve as a liaison for ARM production for assigned Certified ARM Originators Position Requirements Include: College Degree Preferred Minimum of 3 years mortgage lending...
Retail Mortgage Loan Originator
- Charleston, WV (18 miles from Teays, WV)
- 30+ days ago
- Charleston, WV (18 miles from Teays, WV)
- 30+ days ago
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. Previous sales awards and leadership positions....
- Charleston, WV (18 miles from Teays, WV)
- 45+ days ago
- Charleston, WV (18 miles from Teays, WV)
- 45+ days ago
It is the responsibility of the Mortgage Loan Officer to be able to handle all functions of originating a loan....
- Charleston, WV (18 miles from Teays, WV)
- 45+ days ago
- Charleston, WV (18 miles from Teays, WV)
- 45+ days ago
Minimum of two years residential mortgage lending experience. A four-year college degree is preferred....
- Cross Lanes, WV (10 miles from Teays, WV)
- 60+ days ago
- Cross Lanes, WV (10 miles from Teays, WV)
- 60+ days ago
Reviews individual loan files and evaluates all facets of the loan for the most complex lending relationships. Ensures that lending systems are well-controlled and operating effectively....
Retail Banking Officer - Sissonville
- Sissonville, WV (19 miles from Teays, WV)
- 90+ days ago
- Sissonville, WV (19 miles from Teays, WV)
- 90+ days ago
Strong consumer lending skills are preferred with a solid understanding of consumer lending products....
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Teays, WV
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Teays, WV offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- BSA
- Loan Processing
- Federal National Morgage Association
- Commercial Lending
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Finance
- Closing
- Collections
- Business Development
- Retail
- Customer Relations
- High School Diploma
- Negotiation
- Written Communication
- Documentation
- Accounting
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Filing
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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