Loan Officer Jobs in Richmond, VA
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
in collaboration with the internal trade desk associates - adhering to strict timelines of buy/sell requirements with each lending request Work from Home Technology Requirements: A secure home office...
Remote Workprograms, and private investors, as gained through on the job training or some real estate brokerage experience - Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending...
Associate, Commercial Loan Servicer Are you looking for a challenging role that includes the convenience of working virtually at home? Then a Capital One Commercial Ops role may be the role for...
Remote WorkOne year of experience working as a mortgage loan assistant, loan processor or equivalent General understanding of mortgage loan products (Conventional, FHA, VA, USDA, Jumbo)...
Loan Administrator/Loan Processor
- Mechanicsville, VA (15 miles from Richmond, VA)
- 23 days ago
- Mechanicsville, VA (15 miles from Richmond, VA)
- 23 days ago
Employing Unit: Colonial Farm Credit/Administrative office Position Title: Human Resources Assistant Salary Information: $47,000+ commensurate with experience and qualifications plus superb...
Through our extensive network of trusted lenders, we help businesses secure the financing they need to grow and succeed....
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Centralized Commercial Credit Officer III (SBA) (Remote in VA, NC, SC, GA, PA, MD only!)
- Richmond, VA
- 30+ days ago
- Richmond, VA
- 30+ days ago
The Centralized Commercial Credit Officer is responsible for loan approvals on business purpose and commercial real estate loans within line of business parameters. Loan authority is commensurate...
Remote WorkInsight Global is hiring a Loan Officer for one of our top Mortgage Lending clients....
Sr. Consumer Loan Specialist - Sales Customer Service
- Colonial Heights, VA (21 miles from Richmond, VA)
- 45+ days ago
- Colonial Heights, VA (21 miles from Richmond, VA)
- 45+ days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
- Midlothian, VA (11 miles from Richmond, VA)
- 60+ days ago
- Midlothian, VA (11 miles from Richmond, VA)
- 60+ days ago
Qualifications: 1+ years of experience in a sales position. High school diploma, bachelor’s degree preferred. Highly motivated individual with an interest in the consumer finance industry. Capable...
Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience. 1 or more years Proven ability to...
Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience. 1 or more years Proven ability to...
- Mechanicsville, VA (15 miles from Richmond, VA)
- 90+ days ago
- Mechanicsville, VA (15 miles from Richmond, VA)
- 90+ days ago
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer...
Demographic Data for Richmond, VA
Moving to Richmond, VA? Find some basic demographic data about Richmond, VA below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Richmond, VA
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Richmond, VA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Credit Underwriting
- Fannie Mae
- FHLMC
- Loan Processing
- Freddie Mac
- Tila Respa Integrated Disclosures
- VA Loans
- OFAC
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Collections
- Finance
- Closing
- Accounting
- Customer Relations
- Retail
- High School Diploma
- Business Development
- Written Communication
- Negotiation
- Verbal Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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