Loan Officer Jobs in Mechanicsville, VA
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Operations Associate - Commercial Loan Servicer
- Richmond, VA (15 miles from Mechanicsville, VA)
- 8 days ago
- Richmond, VA (15 miles from Mechanicsville, VA)
- 8 days ago
in collaboration with the internal trade desk associates - adhering to strict timelines of buy/sell requirements with each lending request Work from Home Technology Requirements: A secure home office...
Remote WorkCommunity CRA Mortgage Loan Originator
- Richmond, VA (15 miles from Mechanicsville, VA)
- 2 hours ago
- Richmond, VA (15 miles from Mechanicsville, VA)
- 2 hours ago
programs, and private investors, as gained through on the job training or some real estate brokerage experience - Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending...
Associate, Commercial Loan Servicer
- Richmond, VA (15 miles from Mechanicsville, VA)
- 3 days ago
- Richmond, VA (15 miles from Mechanicsville, VA)
- 3 days ago
Associate, Commercial Loan Servicer Are you looking for a challenging role that includes the convenience of working virtually at home? Then a Capital One Commercial Ops role may be the role for...
Remote Work- Richmond, VA (15 miles from Mechanicsville, VA)
- 16 days ago
- Richmond, VA (15 miles from Mechanicsville, VA)
- 16 days ago
One year of experience working as a mortgage loan assistant, loan processor or equivalent General understanding of mortgage loan products (Conventional, FHA, VA, USDA, Jumbo)...
Employing Unit: Colonial Farm Credit/Administrative office Position Title: Human Resources Assistant Salary Information: $47,000+ commensurate with experience and qualifications plus superb...
Business Loan Broker, Richmond
- Richmond, VA (15 miles from Mechanicsville, VA)
- 23 days ago
- Richmond, VA (15 miles from Mechanicsville, VA)
- 23 days ago
Through our extensive network of trusted lenders, we help businesses secure the financing they need to grow and succeed....
- Richmond, VA (15 miles from Mechanicsville, VA)
- 28 days ago
- Richmond, VA (15 miles from Mechanicsville, VA)
- 28 days ago
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Centralized Commercial Credit Officer III (SBA) (Remote in VA, NC, SC, GA, PA, MD only!)
- Richmond, VA (15 miles from Mechanicsville, VA)
- 30+ days ago
- Richmond, VA (15 miles from Mechanicsville, VA)
- 30+ days ago
The Centralized Commercial Credit Officer is responsible for loan approvals on business purpose and commercial real estate loans within line of business parameters. Loan authority is commensurate...
Remote Work- Richmond, VA (15 miles from Mechanicsville, VA)
- 30+ days ago
- Richmond, VA (15 miles from Mechanicsville, VA)
- 30+ days ago
Insight Global is hiring a Loan Officer for one of our top Mortgage Lending clients....
Sr. Consumer Loan Specialist - Sales Customer Service
- Colonial Heights, VA (23 miles from Mechanicsville, VA)
- 45+ days ago
- Colonial Heights, VA (23 miles from Mechanicsville, VA)
- 45+ days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Mortgage Loan Officer - Outside Sales
- Richmond, VA (15 miles from Mechanicsville, VA)
- 60+ days ago
- Richmond, VA (15 miles from Mechanicsville, VA)
- 60+ days ago
Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience. 1 or more years Proven ability to...
- Richmond, VA (15 miles from Mechanicsville, VA)
- 60+ days ago
- Richmond, VA (15 miles from Mechanicsville, VA)
- 60+ days ago
Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience. 1 or more years Proven ability to...
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
- Richmond, VA (15 miles from Mechanicsville, VA)
- 90+ days ago
- Richmond, VA (15 miles from Mechanicsville, VA)
- 90+ days ago
Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer...
Demographic Data for Mechanicsville, VA
Moving to Mechanicsville, VA? Find some basic demographic data about Mechanicsville, VA below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Mechanicsville, VA
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Mechanicsville, VA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Credit Underwriting
- Fannie Mae
- FHLMC
- Loan Processing
- Freddie Mac
- Tila Respa Integrated Disclosures
- VA Loans
- OFAC
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Collections
- Finance
- Closing
- Accounting
- Customer Relations
- Retail
- High School Diploma
- Business Development
- Written Communication
- Negotiation
- Verbal Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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