Loan Officer Jobs in Chattanooga, TN
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Financial Services Representative
- Fort Oglethorpe, GA (8 miles from Chattanooga, TN)
- 16 days ago
- Fort Oglethorpe, GA (8 miles from Chattanooga, TN)
- 16 days ago
Maintain knowledge of FirstBank products, bank partners, loan process, policies and procedures, etc., articulating knowledge and educating others as needed....
- Fort Oglethorpe, GA (8 miles from Chattanooga, TN)
- 22 days ago
- Fort Oglethorpe, GA (8 miles from Chattanooga, TN)
- 22 days ago
Position: Consumer Loan Specialist Company: Mariner Finance Location: On-site/in office Hours: full time- 40 hours per week Qualifications: 1+ years of experience in a sales position. High school...
Bank Teller-Financial Services Representative
- Chattanooga, TN
- 22 days ago
- Chattanooga, TN
- 22 days ago
At SmartBank, our benefits package is designed to enhance your life. You'll enjoy medical, dental, vision, life, and disability insurance, as well as a 401(k) plan with a 4% employer match. Our...
Apply today and take the next step in your mortgage lending career! What We're Looking For Minimum of 2 years of mortgage lending or banking experience....
Financial Services Representative
- La Fayette, GA (24 miles from Chattanooga, TN)
- 30+ days ago
- La Fayette, GA (24 miles from Chattanooga, TN)
- 30+ days ago
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are...
ESSENTIAL DUTIES AND RESPONSIBILITIES: Thorough knowledge of commercial and consumer lending, banking laws and regulations, to effectively assist with the assessment of credit risk and the monitoring...
Responsibilities We are seeking a Mortgage Loan Originator with a strong sales orientation....
Mortgage Loan Originator - Chattanooga Job Duties and Responsibilities : Originates quality Conventional, FHA, VA, RD, and THDA residential loans based on secondary market guidelines Develops mortgage...
Demographic Data for Chattanooga, TN
Moving to Chattanooga, TN? Find some basic demographic data about Chattanooga, TN below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Loan Officer Jobs in Chattanooga, TN
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Chattanooga, TN offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- BSA
- Loan Processing
- Federal National Morgage Association
- Commercial Lending
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Finance
- Closing
- Collections
- Business Development
- Retail
- Customer Relations
- High School Diploma
- Negotiation
- Written Communication
- Documentation
- Accounting
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Filing
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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