Loan Officer Jobs in Rock Hill, SC
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Financial Services Representative (Overstaff)
- Fort Mill, SC (11 miles from Rock Hill, SC)
- 19 hours ago
- Fort Mill, SC (11 miles from Rock Hill, SC)
- 19 hours ago
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
- Chester, SC (18 miles from Rock Hill, SC)
- 14 days ago
- Chester, SC (18 miles from Rock Hill, SC)
- 14 days ago
Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued....
- Lake Wylie, SC (16 miles from Rock Hill, SC)
- 29 days ago
- Lake Wylie, SC (16 miles from Rock Hill, SC)
- 29 days ago
General clerical and phone support to loan officers and/or loan processors, as needed. Work with management to provide support in various stages and areas of lending and processing as needed....
Mortgage Loan Officer Location: Greenville, SC; Rock Hill, SC; Augusta, GA Responsible for soliciting, negotiating, and assist in coordinating the closing of routine mortgage loans....
Retail Community Mortgage Specialist
- Pineville, NC (15 miles from Rock Hill, SC)
- 90+ days ago
- Pineville, NC (15 miles from Rock Hill, SC)
- 90+ days ago
Three or more years of experience in mortgage lending sales or equivalent 4. Previous sales awards and leadership positions....
Demographic Data for Rock Hill, SC
Moving to Rock Hill, SC? Find some basic demographic data about Rock Hill, SC below.
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Title Synonyms
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Salary for Loan Officer Jobs in Rock Hill, SC
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Rock Hill, SC offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- BSA
- Loan Processing
- Federal National Morgage Association
- Commercial Lending
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Finance
- Closing
- Collections
- Business Development
- Retail
- Customer Relations
- High School Diploma
- Negotiation
- Written Communication
- Documentation
- Accounting
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Filing
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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