Loan Officer Jobs in Johnston, RI
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Financial Services Representative
- Mansfield, MA (20 miles from Johnston, RI)
- 3 days ago
- Mansfield, MA (20 miles from Johnston, RI)
- 3 days ago
un Financial Services Representative (Mansfield) Alliance/Meimarides Agency compensation: 40,000 - 100,000 employment type: job title: Financial Services Representative Why Work Here? We provide...
Remote WorkSmall Business Lending Consultant
- Rehoboth, MA (14 miles from Johnston, RI)
- 12 days ago
- Rehoboth, MA (14 miles from Johnston, RI)
- 12 days ago
Development Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkCommercial Operations Loan Specialist II
- Riverside, RI (9 miles from Johnston, RI)
- 14 days ago
- Riverside, RI (9 miles from Johnston, RI)
- 14 days ago
Prior work experience in a business/commercial lending environment is required with knowledge of customary products, practices and policies....
Commercial Loan Officer - Franklin
- Franklin, MA (18 miles from Johnston, RI)
- 14 days ago
- Franklin, MA (18 miles from Johnston, RI)
- 14 days ago
Makes decisions on loans and terms within established lending limits, or makes recommendations to a superior. Follows current loans and credit lines to ensure complete compliance with terms....
- Providence, RI (5 miles from Johnston, RI)
- 15 days ago
- Providence, RI (5 miles from Johnston, RI)
- 15 days ago
We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none....
Description This inside sales position will be responsible for generating sales for home equity lines of credit through leads and applications obtained through, but not limited to, the retail...
- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none....
- Taunton, MA (21 miles from Johnston, RI)
- 30+ days ago
- Taunton, MA (21 miles from Johnston, RI)
- 30+ days ago
. - Knowledge of all mortgage lending products....
Experienced Bi-Lingual Loan Originator in Providence, RI
- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
Our expansive team of Loan Originators are an integral part of a culture that lends itself to unparalleled success....
Reverse Mortgage Originator Development Program
- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
originators to apply....
Remote Work- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
Ensure strong, working relationships with lending teams....
- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team....
Loan Originator NE, Norwell, MA
- East Greenwich, RI (12 miles from Johnston, RI)
- 45+ days ago
- East Greenwich, RI (12 miles from Johnston, RI)
- 45+ days ago
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned....
Loan Originator NE, Norwell, MA
- East Greenwich, RI (12 miles from Johnston, RI)
- 45+ days ago
- East Greenwich, RI (12 miles from Johnston, RI)
- 45+ days ago
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past...
- East Greenwich, RI (12 miles from Johnston, RI)
- 90+ days ago
- East Greenwich, RI (12 miles from Johnston, RI)
- 90+ days ago
Experience : Minimum 1+ years’ of loan origination experience, loan officer assistant experience, strong sales experience or experience working in the mortgage industry required....
Demographic Data for Johnston, RI
Moving to Johnston, RI? Find some basic demographic data about Johnston, RI below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Loan Officer Jobs in Johnston, RI
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Johnston, RI offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- BSA
- Loan Processing
- Federal National Morgage Association
- Commercial Lending
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Finance
- Closing
- Collections
- Business Development
- Retail
- Customer Relations
- High School Diploma
- Negotiation
- Written Communication
- Documentation
- Accounting
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Filing
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Officer Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »