Loan Officer Jobs in Albany, NY
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Your Role at a Glance As a Commercial Loan Officer, you'll guide members through the lending process, assess creditworthiness, and ensure compliance with regulations....
Financial Services Representative Have a passion for helping people? Join our team of Financial Services Representative where youll have dedicated time to focus on growth and career development,...
We are currently hiring dedicated Mortgage Loan Officers who proactively identify, build and maintain a quality network of business relationships that serves as a source of referrals for new mortgage...
- Saratoga Springs, NY (21 miles from Albany, NY)
- 17 days ago
- Saratoga Springs, NY (21 miles from Albany, NY)
- 17 days ago
Responsible to review requests entered into the loan origination system to ensure data integrity, streamline the origination process, increase efficiency, and minimize downstream impacts 25% Responsible...
Responsible to review requests entered into the loan origination system to ensure data integrity, streamline the origination process, increase efficiency, and minimize downstream impacts 25% Responsible...
- Rensselaer, NY (9 miles from Albany, NY)
- 19 days ago
- Rensselaer, NY (9 miles from Albany, NY)
- 19 days ago
Full Time and Part Time Level: Entry to Mid-Level Travel: Minimal Success Profile What makes a successful Consumer Lending Specialist at OneMain?...
- Ballston Spa, NY (18 miles from Albany, NY)
- 20 days ago
- Ballston Spa, NY (18 miles from Albany, NY)
- 20 days ago
We are growing! Invest in Your Future at BSNB! Ballston Spa National Bank is seeking an enthusiastic, detail-oriented individual for the position of Loan Servicing Specialist in our Loan Servicing...
- Burnt Hills, NY (14 miles from Albany, NY)
- 60+ days ago
- Burnt Hills, NY (14 miles from Albany, NY)
- 60+ days ago
Position Overview: The Outside Loan Originator (Outside LO) is responsible for maintaining an NMLS license required under the S.A.F.E....
Patient Financial Services Representative - Medical Billing
- Saratoga Springs, NY (21 miles from Albany, NY)
- 90+ days ago
- Saratoga Springs, NY (21 miles from Albany, NY)
- 90+ days ago
# Job Summary: The Patient Financial Services Representative (PFS) #is responsible for billing primary, as well as subsequent secondary and tertiary claims, to all third party insurance carriers...
Residential Loan Consultant (On-Site)
- Saratoga Springs, NY (21 miles from Albany, NY)
- 90+ days ago
- Saratoga Springs, NY (21 miles from Albany, NY)
- 90+ days ago
Job Title: Residential Loan Consultant Department: Residential Lending Reports To: VP, Residential Lending Grade Level: Exempt, $35,000 Salary plus Commissions Location: Saratoga Springs, NY (Not Remote...
- Clifton Park, NY (7 miles from Albany, NY)
- 90+ days ago
- Clifton Park, NY (7 miles from Albany, NY)
- 90+ days ago
Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements....
Demographic Data for Albany, NY
Moving to Albany, NY? Find some basic demographic data about Albany, NY below.
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Title Synonyms
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Salary for Loan Officer Jobs in Albany, NY
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Albany, NY offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal National Morgage Association
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- BSA
- Loan Review
- Commercial Banking
- FHLMC
- Fannie Mae
- Commercial Lending
- Freddie Mac
- Loan Processing
- Credit Underwriting
- VA Loans
- OFAC
- Mortgage Processing
- Cross Selling
- Credit Analysis
- Financial Services
- USDA
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Customer Relations
- Accounting
- Listening
- High School Diploma
- Retail
- Verbal Communication
- Negotiation
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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