Loan Officer Jobs in Idaho
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
at City National Bank in Boise, Idaho, United States Job Description EXTERNAL LOAN OFFICER - MORTGAGE BANKING WHAT IS THE OPPORTUNITY?...
The Loan Officer will be responsible for finance, underwriting, customer service, and loan origination on a day-to-day basis....
Financial Services Representative Have a passion for helping people? Join our team of Financial Services Representative where youll have dedicated time to focus on growth and career development,...
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Development Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkDevelopment Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkWebsite: The Work: At Mutual of Omaha Reverse Mortgage, Loan Officers are trained to listen, build rapport, understand and analyze the full financial situations of our customers....
As a Credit Officer you will work closely with Principles, Loan Officers, and Loan Processors to analyze and underwrite loan originations of residential construction of single family, multifamily and...
Member Experience Officer (Teller/Loan Officer) Bi-Lingual (Spanish/English) Preferred
- Meridian, ID
- 9 days ago
- Meridian, ID
- 9 days ago
Experience At least one year of retail banking or related sales and customer service experience preferred....
Assists Commercial Lending personnel as needed. Responsible for business development and marketing of existing and prospective accounts....
May work in conjunction with other Commercial Loan Officers with larger and/or complex loans....
(preferred) Previous experience in residential mortgage lending. (preferred) Basic knowledge of lending and credit procedures. Excellent interpersonal and communication skills....
The Commercial Loan Officer is responsible for receiving, reviewing, and evaluating commercial loan requests....
Officer position requires the expert execution of Real Estate lending tasks in alignment with STCU loan standards....
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Salary for Loan Officer Jobs in Idaho
Highest Education Level
Loan Officers in Idaho offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Mortgage Lending
- Federal National Morgage Association
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Fannie Mae
- Loan Documentation
- Jumbo Loans
- BSA
- Loan Review
- Commercial Banking
- FHLMC
- Commercial Lending
- Freddie Mac
- Credit Underwriting
- Loan Processing
- Private Banking
- OFAC
- Mortgage Processing
- Cross Selling
- Credit Analysis
- Foreign Exchange
- Financial Services
- USDA
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Customer Relations
- High School Diploma
- Listening
- Retail
- Written Communication
- Verbal Communication
- Telephone Skills
- Negotiation
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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