Loan Officer Jobs in Huntsville, AL
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Assess lending risk utilizing judgmental credit analysis, ensuring the protection of the Credit Union....
Mortgage Loan Assistant FLSA Status: Non-Exempt Position Summary: The Mortgage Lending Assistant is responsible for areas of both closing and post-closing responsibilities to ensure that the mortgage...
Development Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkAssess lending risk utilizing judgmental credit analysis, ensuring the protection of the Credit Union....
Assess lending risk utilizing judgmental credit analysis, ensuring the protection of the Credit Union....
At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Private Banking Officer is responsible for providing the highest level of comprehensive, personalized banking services to...
Mortgage Loan Officer - Alabama (Auburn, Birmingham, Mobile, Huntsville, Tuscaloosa)
- Huntsville, AL
- 16 days ago
- Huntsville, AL
- 16 days ago
**Job Description:** At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network....
Today, as the nation's second largest non-bank retail mortgage lender, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services...
Mortgage Loan Officer - Huntsville Area Full-Time
- Huntsville, AL
- 27 days ago
- Huntsville, AL
- 27 days ago
Experience: One year to three years of similar or related experience (Loan Officer or Loan Origination). Outside Sales or Customer Service oriented background in mortgage sales preferred....
As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Alabama or Georgia. We are open to locations based on your center of influence....
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions....
Demographic Data for Huntsville, AL
Moving to Huntsville, AL? Find some basic demographic data about Huntsville, AL below.
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Salary for Loan Officer Jobs in Huntsville, AL
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Huntsville, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Credit Underwriting
- Fannie Mae
- FHLMC
- Loan Processing
- Freddie Mac
- Tila Respa Integrated Disclosures
- VA Loans
- OFAC
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Collections
- Finance
- Closing
- Accounting
- Customer Relations
- Retail
- High School Diploma
- Business Development
- Written Communication
- Negotiation
- Verbal Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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