Loan Officer Jobs in Gulf Shores, AL
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Loan Officer Assistant - Baldwin, AL
- Daphne, AL (22 miles from Gulf Shores, AL)
- 11 hours ago
- Daphne, AL (22 miles from Gulf Shores, AL)
- 11 hours ago
Loan Officer Assistant (Full-Time) - Baldwin, AL The Loan Officer Assistant will support one or more loan officers, typically in a branch environment....
Mortgage Loan Originator - Baldwin, AL
- Daphne, AL (22 miles from Gulf Shores, AL)
- 11 hours ago
- Daphne, AL (22 miles from Gulf Shores, AL)
- 11 hours ago
JOB REQUIREMENTS & SKILLS Alabama Mortgage Loan Originator License (NMLS) required Prefer at least 3 years lending experience....
Consumer Loan Specialist - Sales Customer Service
- Foley, AL (8 miles from Gulf Shores, AL)
- 14 days ago
- Foley, AL (8 miles from Gulf Shores, AL)
- 14 days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Sr. Consumer Loan Specialist - Sales Customer Service
- Foley, AL (8 miles from Gulf Shores, AL)
- 15 days ago
- Foley, AL (8 miles from Gulf Shores, AL)
- 15 days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
GENERAL DESCRIPTION OF POSITION The Mortgage Loan Originator solicits residential first mortgages through contacts with Realtors, builders, and developers....
Demographic Data for Gulf Shores, AL
Moving to Gulf Shores, AL? Find some basic demographic data about Gulf Shores, AL below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Gulf Shores, AL
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Gulf Shores, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal National Morgage Association
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- BSA
- Loan Review
- Commercial Banking
- FHLMC
- Fannie Mae
- Commercial Lending
- Freddie Mac
- Credit Underwriting
- Loan Processing
- VA Loans
- Private Banking
- OFAC
- Mortgage Processing
- Cross Selling
- Credit Analysis
- Financial Services
- USDA
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Customer Relations
- Accounting
- Listening
- High School Diploma
- Retail
- Written Communication
- Verbal Communication
- Telephone Skills
- Negotiation
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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