Treasury Analyst

Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market.

At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.

The Treasury Analyst within Treasury Operations, plays a critical role in the management and safeguarding of the organization’s cash assets. This role is responsible for overseeing day-to-day cash operations, including processing complex domestic and international payments, managing disbursement activities, executing and enhancing fraud prevention measures, as well as any ad-hoc requests that may require immediate attention.

Serving as a key liaison between internal departments and external banking partners, the Treasury Analyst ensures operational efficiency, risk mitigation, and regulatory compliance. The role also actively contributes to process improvement initiatives, supports treasury system enhancements, and provides strategic insights to strengthen cash management practices across the enterprise.

The Treasury Analyst role within the Treasury Operations team is responsible for the accurate and timely execution of daily cash movement and management activities, ensuring that the organization’s cash flow needs are met while maintaining operational integrity and strong internal controls. Key responsibilities include initiating and processing domestic and international wire transfers, issuing and monitoring checks, and managing fraud prevention controls (such as Positive Pay and ACH filters).

The analyst partners closely with internal departments, external banks, and vendors to support treasury operations, resolve discrepancies, and ensure adherence to company policies and regulatory requirements. The role requires attention to detail, strong analytical and organizational skills, and a commitment to maintaining the security and efficiency of all cash operations.

The Treasury Analyst will :

• Process and review outgoing wire transfers and ACH payments, ensuring accuracy and compliance with internal approval workflows.
• Issue and monitor physical checks, stop payments, and voids as necessary.
• Maintain and monitor fraud prevention systems, including managing Positive Pay exceptions, ACH blocks, and filters.
• Perform daily reconciliation of bank transactions against internal systems, investigating and resolving variances.
• Maintain detailed records of cash movements and transactions to support audits and compliance requirements.
• Work with banking partners to resolve transaction issues, implement new services, and optimize cash management tools.
• Support continuous improvement initiatives by identifying and implementing process enhancements in Treasury Operations.
• Ensure compliance with internal controls, policies, and procedures related to cash management activities.
• Perform other related duties as required and assigned
• Demonstrate behaviors which are aligned with the organization’s desired culture and values

• Associate’s degree or equivalent work experience
• 1+ years of relevant work experience
• Financial Services and, if possible, mortgage industry experience preferred
• Working knowledge of banking platforms, wire processing systems, and fraud control tools.
  
• Strong understanding of cash flow processes and treasury best practices.
  
• Must be highly proficient in Excel and Word
• High attention to detail, with a strong commitment to accuracy and operational excellence.
  
• Excellent analytical, problem-solving, and communication skills.
  

As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.

Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include:

• Comprehensive Medical, Dental, and Vision
• Paid Time Off Programs including vacation, holidays, illness, and parental leave
• Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)
• Retirement benefits, life insurance, 401k match, and tuition reimbursement
• Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships

To learn more about our benefits visit:

For residents with state required benefit information, additional information can be found at: additional-benefits- information

Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below:

• Lower in range - Building skills and experience in the role
• Mid-range - Experience and skills align with proficiency in the role
• Higher in range - Experience and skills add value above typical requirements of the role

Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.