A Divanno Location: Sandy Hook, CT 06482 ... ExperienceAdvant age Loan Company, LLC, Sandy Hook, CT (NMLS BROKER #3474)Managing Partner and Founder, June 1995 - PresentCT MLO License # 111582National Association of Mortgage UW(NAMU) Certified Forensic Loan Auditor (CFLA)Working knowledge of FNMA, FHLMC, and FHA guidelines and regulationsWorki ng knowledge of State and National lending laws and complianceManage d all financial reporting aspects of a profitable and auditable business entityDeveloped internet market presence and convenient online application processProcessed , analyzed, and evaluated loan application documentation using ENCOMPASS, CALYX interactive desktop, and DU/DO and LP online underwriting systems Recruited and mana ...
97 hits
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D Grossman Location: Granby, CT 06035 ... Work experience: 12/2/06-1/2/07 Mortgage Lender’s Network Rocky Hill, CT Asst. Operations Manager, Wholesale Conforming -Was still training when company ceased operations. 4/20/98-12/1/06 Option One Mortgage Corporation Farmington, CT Underwriter III—1/04—12/1/06 Previously an Underwriter, Levels I-III 2000-9/2001 -Reviewed loan applications, made decisions based on assessment of degree of risk in compliance with company guidelines. Analyzed credit reports, title, income documentation, employment records and court documents as well as appraisal reports. -Reviewed conditions submitted by Account Managers and signed off on conditions outside ...
95 hits
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T Ivanovic Location: Stamford, CT 06905 ... tize multiple activities and objectives in a rapidly changing environment and deliver quality service.*Strong numerical skills and negotiating abilities. *Decision maker in crucial situations that need immediate initiative. *Imaginative and innovative individual with proven management, sales skills which creates dynamic and competitive management professional in retail and wholesale environment. *Exposure to dealing with high-level management decision makers. Practical knowledge of business intelligence to negotiate with vendors and carriers in financial, banking and insurance property and casualty industry. *Significant profit achievements with a high volume of customer satisfaction; strong ...
93 hits
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D Garrison Location: Trumbull, CT 06611 ... and financial management. Expertise in preparing financial statements, monitoring daily cash transaction, developing annual budgets, recording all financial activity, experience in international financial activities on all levels, cultivate relationships and build trust, while simultaneously steering positive bottom-line results. Strong International experience. Professional strengths include: *Preparation of Financial Statements*Prepa ration of Consolidated Financial Statements *Financial Analysis, Budgets and Forecasting*Orch estrate Internal and External Audits *Knowledge of GAAP*Monthly Reconciliations *General Ledger, Subsystems & Journal entries*Manageme nt of A/R, A/P, Collectio ...
91 hits
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K Karker Location: Stratford, CT 06614 ... tacts/custome rs to maintain and expand business.Maintai ns a regular calling program on customers and prospects in order to generate high quality new deposit and loan business from existing clients in order to achieve or exceed specific production goals. Responsible for expanding client base while collaborating with colleagues to enhance relationships. Good Knowledge of competitor products and pricing in the market area.Responsible for the proper prequalification , structuring, pricing, & closing on all commercial loans. Formal Bank Credit Trained.June 2008-November 2008 -Executive Mortgage Banker for William Raveis Stratford OfficeOriginate, structure and placement for residen ...
89 hits
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P Kelly Location: Stratford, CT 06614 ... ager with 15+ years of experience encompassing loan origination, credit analysis, risk management, and collection oversight while training leading top-performing teams. Proven record of success performing in-depth analyses to drive organizational success and propel revenue enhancement. Expertise in providing strategic process improvements to enhance operational efficiency and increase past-due loan rescues. Exceptional talents in client service, regulatory compliance, and team building; outstanding communication and analytical skills. Core competencies include:Strategi c Planning & AssessmentsFinan cial Processes & TransactionsTeam Building & LeadershipStaff Training & Devel ...
87 hits
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J Quirk Location: Stratford, CT 06614 ... ntors, and industry and economic conditions for Commercial Loan transactions.Pre pare written analyses, loan approval summaries, and related industry studies to assist in the making of lending decisions on new, renewal, and extension loans.Work directly with Loan Workout Officer in new structuring of loans to minimize the credit risk.Prepare loan documents.Train and review Junior Analysts work.Prepare packages for Loan Committee meetings every two weeks.NEW STREAM CAPITAL, Ridgefield, CT March 2006 - June 2007Senior Loan OfficerClosed $77.0 million in Commercial Real Estate Loans.Directly responsible for all aspects of originating, structuring, underwriting, and closing of each loan.Assess a ...
85 hits
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P Camoia Location: Ridgefield, CT 06877 ... redit underwriting and regulatory compliance skills. Experienced in secondary market deal management. Team player seeking a professional growth position with a progressive firm. Accomplishments Negotiated with sponsor to tie out RMBS claimsAnalyzed PSA, Prospectus Supplement and Term Sheets to structure review of salient representations and warranties.Struc tured successful repurchase claims of securitized loansManaged due diligence vendors in credit and compliance underwriting processManaged and trained underwriting and quality control staff for a dedicated due diligence team.Managed multiple underwriting reviews on a daily basis.Implemente d due diligence review procedures to include au ...
83 hits
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M Bucci Location: Stamford , CT 06907 ... February 2009 - PresentSenior Bank TellerProcess deposits and pay out in accordance with bank procedures.Recor d all transactions accurately and balance each day's operations.Cenve o Inc., Stamford, CT August 2008 - December 2008Accounts Payable Analyst Analyzed, verified, and reconciled accounts payable records.Communic ated daily with company locations and vendors to ensure payments were received. Glenbrook Community Center, Stamford, CT June 2007- June 2008Pre-School Teacher/Counselo rProvide academic and emotional support to students.Plan and organize child development activities and role model support.Stamford Youth Soccer League, Stamford, CT April 200 ...
81 hits
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A Muniz Location: Newington, CT 06111 ... ospecting to small and mid-size companies. Also extremely qualified in the mortgage, insurance and real estate industries including new business development and community relations in English and Spanish. Professional experience 2006 -Present Allied Home Mortgage Capital CorpW. Hartford, CT Senior Mortgage Consultant Handle all aspects of attracting new and former clients through extensive cold calling , advertisement and relation development with realtors, attorneys, financial advisors, builders and other organizations. Conducted home buyers seminars to former and new prospects, I also presented new product lines to professional colleague. 2001-2006 Progressive Mortgage LLCW. Hartford, CT ...
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