Credit Analyst Jobs

Job Title: Senior Business Analyst (Credit Risk) Company: Global Business Consulting Services Location: Tampa, FL Description: Job Overview Company: Global Business Consulting Services Title: Senior Business Analyst (Credit Risk) Skills: Credit Risk background, BRD, UAT, SQL, Advanced MS Excel, MS Access, MS Project, English and Spanish Date: 8-30-2010 Location: Tampa, FL Area Code: 813 Employ. Type: FULLTIME CON_CORP CON_IND CON_W2 Pay Rate: Market Job Length: 6 Month Position ID: Credit-Risk Dice ID: 10115799 Travel Required: none Telecommute: no Contact Information Phone: Register to View http://www.gbcs-usa.com Senior Business Analyst (Credit Risk) Tampa, FL Prior Financial Institution/Corporate customer Credit Risk and Investment product experience is a must (Trading and Banking book products). This position is for a Senior Business Analyst who will manage a migration of the credit risk data into Credit Engine. The role involves broad interface with Credit Risk Platform, Basel II Infrastructure and Front Office Trade capture systems. The SBA will independently coordinate and perform the acquisition of both banking and trading book portfolios to CE with strong focus on regulatory reporting and data quality. Key responsibilities: * Drives and collects project*s requirements * Prepares Minor Development Documents (MDD) and Business Requirements Documents (BRD) for review * Writes User Acceptance Test (UAT) Plans * Moderates project status meetings. * Plans, performs or coordinates the UAT cycles. * Maintains project issues lists. * Coordinates approval process for the projects releases * Conducts post implementation reviews * Drives process enhancements * Provide senior analytical leadership * Participates in Steering Committee Meetings for projects and project sets. * Interact with Senior Management. Knowledge/ experience: * Credit Risk background * Business Analyst experience * Project Management * Good understanding of Trading and Banking book products Skills: * Structured Query Language (SQL) * Advanced MS Excel, MS Access and MS Project as well as efficiency in other MS Office based applications * Sound judgment and decision making skills * Fluent English/Spanish Competencies: * Strong verbal and written communication skills * Ability to work with various organizations * Ability to work on various projects * Solid service orientation, proactive with good client focus Qualifications: Degree or post-graduate Qualification: MBA/Masters/PhD/Finance/Accountancy/Other Exceptional candidates who do not meet these criteria may be considered for the role provided they have the necessary skills and experience. Development value: Opportunity to work with Credit Risk systems. The position provides exposure to Front Office Technology, Operations, Counterparty Risk Analytics, Margining Group, Financial Control, Senior Credit Risk and Basel II PMO. It offers a great platform to build strong project management as well as learning the methodology for credit risk reporting on a broad range of investment products. Company Overview find more jobs with this company Rate Job Positive Neutral Negative Misrepresented job Pays below market level Not a real job Position no longer available Other Please Provide an Explanation (400 character limit) Security For security purposes, please enter the characters seen to the left in the text field below before submitting.

Job Title: Sr. Credit Analyst - SAG Company: Anchor Bancorp, Inc. Location: Wayzata, MN Description: Sr. Credit Analyst - SAG Sr. Credit Analyst - SAG Job Title: Sr. Credit Analyst - SAG Profession: Banking -> Commercial/Corporate Banking Services Sr. Credit Analyst - SAGLocation ------ Wayzata, MNDegree Required ------ Bachelor's DegreeJob Description ------ Summary:Under the supervision of the Special Assets Manager, this position is responsible for providing an effective support system for the Special Assets department.-- Responsibilities include day to day monitoring and management of an assigned portfolio of restructured Special Assets credits.-- Assists Special Assets bankers with the preparation of loan request presentations, monitors existing credit relationships, and prepares related problem loan reports.-- Essential Duties and Responsibilities:Credit Analysis (35%)------------------ Assists Special Assets staff with the preparation of loan request presentations including financial statement analysis, collateral analysis, risk rating recommendations, trend analysis and other supporting information as required for proper approval.------------------ Conducts annual reviews, including financial statement analysis, collateral analysis, risk rating recommendations, trend analysis, and other supporting analysis as required on an assigned portfolio.------------------ Collects, spreads, and analyzes financial and credit information pertaining to Special Assets customers and provides objective risk ratings.------------------ Prepares problem loan reports and written loan presentations for approval by management and/or Problem Loan Committee, including risk rating recommendations, on an assigned portfolio of restructured Special Assets credits.-- Attends meetings as required.------------------ Identifies new and emerging positive and negative trends and repayment issues in the assigned portfolio.------------------ Monitors collateral control activities by reviewing accounts receivable and accounts payable aging reports, and borrowing base certificates to ensure maximum advance limits are maintained.------------------ Assists Special Assets bankers with the monitoring and review of financial statements, borrowing base certificates and other financial information. ------------------ Understands and adheres to bank compliance regulations and standard operating procedures pertaining to credit and lending functions.------------------ Identifies and recommends ways to improve procedures to safeguard the bank, particularly in the areas of bank compliance regulations, standard operating procedures and Anchor Bank Credit policy.--Customer Service (30%)------------------ Serves as a primary contact with the owners, controllers, and other key managers of restructured Special Assets clients regarding past due payments, updated financial information and upcoming maturities.------------------ Ensures that a high level of customer service is being delivered in a manner that exceeds expectations (internal and external customers).------------------ Participates in joint calls with Special Assets loan officers on existing relationships.Loan Administration (35%)------------------ Prepares and presents problem loan reports on a portfolio of restructured Special Assets credits.------------------ Monitors payments, documents repayment plans and provides recommendations on extensions and renewals on the assigned portfolio.------------------ Assists in processing and requesting financial information on Special Assets customers on an ongoing basis.------------------ Engages and reviews real estate appraisals, real estate environmental reports, collateral valuations and collateral audits.------------------ Other duties as assigned by Special Assets Manager.Qualifications: Education and Experience------------------ College degree in finance, accounting or business related field is required.------------------ At least four years financial or credit analyst experience is preferred.------------------ General knowledge of the Bank's services and a good understanding of commercial lending and regulations are preferred. Language Skills ------------------ Excellent communication and presentation skills. ------------------ Ability to read, analyze and interpret industry journals and reports. ------------------ Ability to respond to common inquiries or complaints from clients, vendors, regulatory agencies and members of the business community. ------------------ Ability to effectively present information to groups or individuals.Mathematical Skills------------------ Ability to calculate amounts such as discounts, interest, commission and percentages.------------------ Thorough understanding of general ledger and accounting principals.------------------ Ability to accurately calculate various financial ratios, common size financial statements, and perform trend analysis.Reasoning Ability------------------ Ability to review and analyze financial information, collect and identify meaningful information, and summarize and present information to others and draw conclusions. Other Skills/Abilities/Specifications------------------ Strong in depth problem solving and organizational skills.------------------ Familiar with Moody's and Jack Henry software applications are preferred.Working Conditions, Physical Demands, Equipment and Tools Used:------------------ The noise level in the work environment is usually moderate.------------------ While performing the duties of this job, the employee is regularly required to stand; walk; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms; and talk or hear.------------------ Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and the ability to adjust focus.------------------ Use of computer, calculator, phone, typewriter, and other general office equipment.Anchor Bank is an EEOO/ANumber of Openings ------ 1Job Classification ------ ExemptHours Per Week ------ 40Pay Grade ------ 35 Desired Attributes Profession: Banking -> Commercial/Corporate Banking Services Primary Financial Responsibilities: Perform analysis Primary Financial Responsibilities: Assist clients in assessing financial needs Primary Financial Responsibilities: Manage credit deals Risk Management Types: Credit risks Primary Financial Responsibilities: Perform financial planning

Job Title: Credit Analyst Company: NetSource, Inc. Location: Schaumburg, IL Description: Please note that this is a 3 month contract position. General Summary: Responsible for assisting members throughout the entire mortgage lending process including; product and pricing consultation, documentation gathering and verification, ordering and reviewing appraisal and title, and scheduling closings. Performs all duties in accordance with credit union policies/procedures and all state and federal regulations. Formal Education/Knowledge: The position requires at least 2 years of mortgage experience. Knowledge of lending and the applicable policies and federal regulations. Specific Skills: * Excellent communication skills (verbal, written, listening) * Strong interpersonal and negotiation skills * Ability to work under pressure in a fast-paced environment as a goal-oriented team player * Orientation toward action, results and providing outstanding service * Familiarity with loan processing and origination software as well as ability to use word processing, report generating and spreadsheet applications * Strong analytical skills Essential or Fundamental Job Duties/Responsibilities: * Works with members face-to-face and over the phone to provide status updates, answer processing questions and gather appropriate information. * Acts as liaison between underwriters and members, ensuring consistent communication and outstanding service throughout the entire process * Collects and reviews all verification documentation and calculates debt-to-income ratio, orders services and reviews/clears title, and schedules closings * Expedites service work requests including; loan modifications, fee reversals, researches/resolves loan issues etc. * Assists in developing and implementing new or updated procedures, policies, and loan programs * Provides guidance and support to members, sales staff and other credit union employees with a focus on same-call/same-day resolution * Proactively looks for ways to add value to processes and makes process improvement recommendations * Prepares loan modifications * Meets or exceeds established metrics set by the lending services manager * Miscellaneous duties and special projects as assigned by the lending services managerFor consideration please include Dice # 6761

Job Title: Sr. Risk Analyst - Credit Risk Management (1353) Company: M&T Bank Location: Buffalo, NY Description: Did you know that M&T Bank made Forbes Magazine's "400 Best Big Companies" list for the 10th time this year, that we've been in business for over 150 years and are one of the nation's top 20 bank holding companies with close to $66 billion in assets?M&T Bank is a great place to be because we're established, strong, and even in these turbulent financial times, we remain stable and profitable. We value work-life balance and carry out our mission of making M&T Bank the best place our employees have ever worked.Due to our consistent growth and prosperity, we are looking to fill a key Senior Risk Analyst role within our Credit Risk Management Department for M&T Bank.BASIC FUNCTION: Provide empirically derived analysis support for optimizing product return equations Monitor portfolio performance and make empirically derived recommendations in support of business decision-making Demonstrate technical knowledge of advanced software packages used in analytics Leverage Risk experience and business judgment to plan initiatives and accomplish enterprise-wide goalsRESPONSIBILITIES: Develop and implement loss forecasting and loss prevention programs to ensure protection of bank assets Create models for assessing product profitability, predicting customer behavior, and determining appropriate product pricing Conduct portfolio segmentation analysis using origination, financial, demographic, and behavioral, market, and economic data Define, develop and implement scorecards for underwriting, utilizing the appropriate metrics for successful measurement Determine empirically derived origination strategies based on profit and loss, elasticity of demand, costs, and capital requirements Demonstrate ability to obtain data from disparate sources, link information, check data integrity, and perform exploratory analysis Leverage industry information and contacts to support analysis through trend comparison Partner with Product Managers to manage product portfolio risk and returns Create Basel II complaint models for Profitability of Default (PD) and Loss Given Default (LGD)BASIC QUALIFICATIONS: Superior mathematical, analytical and communication (both written and oral) skills Functional with database development, maintenance, and use for reporting Demonstrated ability to meet deadline; ability to multi-task and prioritize; through attention to detail Manage projects through to completion, leveraging all resources at disposal Ability to present ideas in a clear and concise manner to Senior Management Manage interactions with external consultants, vendors and peer banks At least six years experience in a Banking, Risk, or Finance quantitative role leveraging analytical abilities IDEAL QUALIFICATIONS:Credit Card and/or Home Equity risk management experienceAdvanced degree in Mathematics, Statistics or MBA SAS or other modeling or statistical software experience

Job Title: Mortgage Credit Analyst (POS) Company: FifthThirdBank Location: Cincinnati, OH Description: GENERAL FUNCTION: Performs a wide range of duties related to the processing and underwriting of residential mortgage loans. These duties are both file and vendor level in nature. Maintains contact with external and internal customers to ensure workflow deadlines are met. Assumes primary responsibility for the loan file upon receipt. Proactive in communicating status on the loan to both the borrower and the Loan Originator, and managing to the closing date. Responsible for updating the file and notepad as work progresses on the processing system. Takes on a senior role within the team and conducts peer training for new hires. Handles escalated problems and issues requiring a senior level knowledge of residential mortgage loan processing. ESSENTIAL DUTIES & RESPONSIBILITIES: * Manage pipeline of conventional, government, and/or portfolio loans. * Process all loans, including the most complex files. * Evaluate loan documentation and clear conditions as per delegated authority. * Achieve and maintain internal training and certification for underwriting decision and delegated authority. * Validate automated underwriting decision per delegated authority. * Maintain high level of customer service by being proactive in communicating with the borrowers and loan originators. * Ensure accurate, complete, and timely loan data on processing system. * Actively participate in ongoing efforts to continually improve customer service for internal and external customers. * Responsible for appropriate section of HMDA Worksheet. * Review exception reports to ensure all tasks are completed. * Serve as an intermediary for loan issues with Loan Originators and other related departments. * Assist in training new hires. * Take active role as an escalation point within the team based on experience/knowledge. * Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Perform any other duties as assigned. SUPERVISORY RESPONSIBILITIES: None MINIMUM KNOWLEDGE, SKILLS, & ABILITIES REQUIRED: * High school diploma or equivalent. * Four (4) or more years residential mortgage loan processing experience. * Broad understanding of residential mortgage loans. * Detailed knowledge of processing, underwriting and closing procedures. * In-depth knowledge of conventional, government, and portfolio guidelines. * In-depth understanding of the computer loan application system. * Proven computer skills. * Knowledge of federal lending regulations governing residential real estate lending. * Demonstrated leadership and organizational skills. * Strong written and verbal communications skills. * Demonstrated teamwork and customer service skills. * Ability to analyze policies, procedures and guidelines in a way that maximizes productivity but protects the level of risk desired.

Job Title: BA/ Tech Analyst-Risk Company: Arc Partners Location: New York, NY Description: Major Bank NYC Contract -RTH Operations Risk Technical Analyst Data management within Risk Management department or other departments as required: Utilize various bank tools as required in support of data management: Confluence, Business Objects, and or designated bank database. Provide support for the Operations Risk Department workflow (process enhancement and data management efforts. includes, but is not limited to: Data issue identification and analysis, data mapping, data contents of reports and source of data contents. Analyze data processes to support the automation, efficiency and reporting of bank reporting Interview end users to determine requirements for data, reports, analyses, metadata. Develop process statistics to support in support of process reviews Project related work as required: Work with business owners to translate data requirements. Helps identify and assess potential data sources. Conduct business area analysis, requirements definition identify source data, and data requirements Assist Data Governance Council in analysis of data events. Develop data metrics as required Support the implementation of EDM critical success factors and data warehouse metrics, monitoring progress towards the Banks EDM strategy, and maintaining and ensuring the ongoing accuracy and completeness of data within the warehouse for its ongoing viability. Technical Skills * Data mapping and process flow mapping * Proficient in development and maintenance of Access * Strong understanding of requirements and systems analysis and design techniques * Proficient in creating database queries * Advance excel skills and macro development * Good working knowledge of developing reports in Crystal Reports. * Good working knowledge of SQL development * Good working knowledge of project management techniques and one or more Systems Development Life Cycle methodologies. * Knowledge of business intelligence or data management(desired not required): * Working knowledge of creating reports in Business Objects Web Intelligence. * Working knowledge of one of the following DBMSes: Oracle; Sybase ASE; Microsoft SQL Server Non Technical skills * Communicates clearly and concisely in oral and written communications * Establishes and maintains effective working relationships at all levels. * Demonstrates a strong analytical reasoning * Proficient in gathering and analyzing data. Education * Bachelors degree in business computer science or engineering preferred Experience * Data management/analysis experience. * Requirements gathering and documentation. * Working with data models or model validation experience * Experience in one of the following: quality assurance, business analysis, data management, data warehouse * Experience in the financial industry or equivalent preferred. * Up to two years of systems development and data warehousing/ business intelligence experience helpful but not required Contact Howard at " Register to View "

Job Title: Senior Credit Analyst - AT (216503-912) Company: Provident Bank Location: Montebello, NY Description: 216503-912 Job Description Experience in all aspects credit analysis, credit management and underwriting commercial real estate and C&I lending transactions. Required Skills Strong written, interpersonal and computer skills. Knowledge of commercial real estate appraisal process, valuation methodologies and properties types for investment and/or development. College degree, including accounting and finance. 3 to 5 years experience in commercial/corporate banking or similar setting. Job Location Montebello, NY, US. Position Type Full-Time/Regular

Job Title: WEALTH MGMT RISK ANALYST II Company: Union Bank Location: Los Angeles, CA Description: Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $84 billion at June 30, 2010. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 396 banking offices in California, Washington, Oregon and Texas, as well as two international offices, on June 30, 2010. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visit www.unionbank.comfor more information. Job Summary: Reporting to Corporate Banking BSA Quality Assurance Manager, the BSA RISK ANALYST II is a senior level position in Corporate Banking BSA Quality Assurance. Responsible for reviewing and monitoring complex risk area BSA matters Corporate Banking clients, and communicating this information to Corporate Banking senior management and line personnel. Major Responsibilities: Review and Analysis of BSA / AML Corporate Banking Clients Responsible for performing BSA/AML risk analysis for Corporate Banking clients and ensure ongoing review according to Bank and Corporate Banking policy. Perform due diligence for Corporate Banking clients including use of outside resources. Perform quality assurance reviews for client activity for initial account openings, transfer of existing Bank clients into Corporate Banking, ongoing recertification of existing clients, and elevated risk activities. Investigate complex and risky client situations and provide findings to senior management to evaluate potential risk to the Bank, including the possible decision of management to exit a client if warranted. Recommend course of action on most events, but may seek guidance from manager or higher level when unusual or uncommon situations are identified. Data Integrity Ensure Corporate Banking client records are accurate to preserve system integrity and provide guidance to the necessary parties within the Bank when action is required, including Relationship Managers, Compliance Specialists, PBSU on various Bank systems (ESB, RCIF, SEI, NetQuery, RUMBA, Ammo). Requires close working relationships with the Corporate Banking Team Members, Financial Investigations Unit, and Relationship Managers. Database Management and Reporting Track all assignments in queue to ensure ongoing reporting is up to date and deadlines are met to support credible reporting. Department Support Provide technical assistance, training, and information to line personnel. Contribute to suggested policy changes as identified or appropriate. Assist Corporate Banking BSA with audit preparations and special projects within Corporate Banking. Ability to research and investigate complex clients and understand their business need to conduct transactions accordingly. Excellent analytical skills to develop financial/statistical data and reports. Knowledge of outside resources to perform advanced due diligence. Excellent verbal, written, and interpersonal communication skills. Ability to understand when to escalate issues to management for further direction. Strong organizational skills and ability to manage multiple assignments. Ability and willingness to work independently. Experience that demonstrates the skills and qualities that are required for position. Prefer training and experience in the banking industry and legal / compliance functions. Computer skills to develop and manage data, produce reports, and other materials including: * Knowledge of various Bank systems preferred (ESB, RCIF Rumba Applications, NetQuery, Ammo). * Knowledge of the following software applications preferred (Microsoft Word, Access, Excel, Outlook). Education, Licensure, Experience: Education - B.S Degree and CAMS Certificate preferred. Experience - Minimum of 3 to 5 years direct work experience in risk analysis or equivalent with related experience in or other related area of banking. Investigative background preferred. Union Bank of California offers a competitive compensation and benefits package including a 401K plan. Pre-employment background screening is required for all positions. Union Bank of California is an equal opportunity employer.

Job Title: Credit Analyst (225) Company: Industrial Bank Location: Silver Spring, MD Description: 225 Job Description The Credit Analyst performs credit analysis of financial statements and the ongoing monitoring of the credit worthiness of borrowers focusing on risk identification. The incumbent proposes recommendations within the commercial and commercial real estate (CRE) loan portfolios. Required Skills The Credit Analyst completes spread financial statements on new and renewal business. Analyzes results and proposes deal structure. The incumbent is also responsible for determining adequate and acceptable sources of repayment and the necessity of guarantor, based on the Bank's guidelines. The Credit Analyst orders D&B, CBI and OFAC reports as needed. Additional responsibilities include working closely with commercial lending officers to meet established goals for completion of analyses for new loans. Performing annual reviews of loans in the portfolio with recommendations regarding risk ratings. Preparing vendor credit analysis and assisting in oversight of the appraisal process including ordering and reviewing appraisals. Other duties include, producing monthly and quarterly MIS reports, to include policy exception reports, quarterly concentration of credit reports and analysis, and loan's in excess of supervisory limits. The incumbent will perform stress tests at loan origination and annually on adjustable rate mortgages and other selected financial criteria on the commercial portfolio. Required Experience A bachelor degree from an accredited University in Finance or Accounting or comparable experience. Three to five years experience in credit analysis focusing on Commercial and Commercial Real Estate transactions. Minimum of two years experience reviewing Commercial Real Estate Appraisal Reports. Proficient with Baker Hill or similar software applications including Financial Statement Spreading Software, Exception Report Tracking and in Microsoft Word and Excel. Completion of formalized credit training program. Income property appraisal training or experience. Good communication and time management skills. Knowledge of federal bank regulations. Ability to work independently and also in a team environment as needed. Job Location Silver Spring, MD, US. Position Type Full-Time/Regular

Job Title: Senior Credit Analyst Company: CIT Group, Inc. Location: New York, NY Description: SUMMARY The ideal candidate will have 4 to 5 years' experience at a financial institution, possess superior analytical and communication skills and, preferably, a strong understanding of bank holding company regulatory requirements. The individual will be responsible for performing portfolio analytics, preparing periodic credit reviews, conducting industry and company research, and contributing to new business approvals, primarily for customers in Rail. In addition, the individual will be heavily involved in various projects related to the bank holding company transition and new compliance requirements. PRINCIPAL ACCOUNTABILITIES This position is responsible for: Preparation of periodic credit reviews. Research and analysis for potential new customers. Support Bank Holding Company initiative through development of new procedures, execution of new compliance requirements, and related projects. Provide industry information and support to portfolio management as required. Provide analytical support as needed to Business Unit leaders. COMPETENCIES The individual in this position will possess solid knowledge, skills and experience in the following areas: Written and verbal communication Organization, detail orientation and accuracy Initiative Decision making Project management Process improvement Integrity Flexibility Interpersonal effectiveness Microsoft Office products JOB REQUIREMENTS Education B.S. degree in Finance or Accounting preferred Experience 4 to 5 years of experience, preferably at a financial institution Location NEW YORK, NY 10036 Start Date: Sunday, August 22, 2010 About CIT CIT is a bank holding company with more than $60 billion in finance and leasing assets that provides financial products and advisory services to small and middle market businesses. Operating in more than 50 countries across 30 industries, CIT provides an unparalleled combination of relationship, intellectual and financial capital to its customers worldwide. CIT maintains leadership positions in small business and middle market lending, retail finance, aerospace, equipment and rail leasing, and vendor finance. Founded in 1908 and headquartered in New York City, CIT is a member of the Fortune 500. Learn more: www.cit.com. CIT Quick Facts Commercial Bank Holding Company Founded - 1908 Fortune 500 company Principal offices in: New York City & Livingston, New Jersey