Credit Analyst Jobs

Job Title: CHIEF CREDIT OFFICER Company: Cornerstone Bank Location: Overland Park, KS Description: Responsible for overall management of the bank's credit risk management system. This position is the cornerstone in coordinating the bank's credit underwriting, delinquency follow-up and loan portfolio reporting to the Board of Directors and all appropriate regulatory agencies. - Responsible for the overall credit risk management of the Bank's commercial, commercial real estate and consumer portfolios. - Responsible for monitoring and ensuring credit quality, formulation of credit policy and procedures, ensuring adherence to regulatory guidance and federal/state laws, analyzing the loan loss methodology and management reporting. - Direct supervisory authority over the Loan Operations and Credit Analysis departments of the bank. - Responsible for submitting proposed Loan Policy changes to the Board of Directors for approval. Monitors adherence to the Loan policy. - Develop and maintain controls for underwriting and loan administration. - Ensure satisfactory exam and review results.

Job Title: Credit Analyst Company: Lowell Cooperative Bank Location: Lowell, MA Description: Performs commercial underwriting functions deemed necessary for the purpose and benefit of Loan Committee presentations and Commercial Loan Portfolio maintenance. Prepares Commercial Loan Proposals in accordance with established procedures, templates and quality standards. Responsible for reviewing Credit and Legal file information, identifying missing documents critical to the commercial underwriting process.  Lowell Cooperative Bank is an equal opportunity employer offering a full benefit package including health, dental and vision insurance. Additionally, Life Insurance, STD and LTD as well as 401K plan and vacation time.

Job Title: Credit Analyst I Company: GMAC Financial Services Location: Fort Washington, PA Description: Purpose and Scope The main objectives of this position are to review and determine viability and acceptability of new Correspondent as well as the approval for status modifications and recertification of existing GMACB clients. This review will confirm high quality business partners, focus on organizational, operational, and financial analysis, as well as licensing and other compliance factors to ensure they meet GMACB'seligibility requirements. Another main function of this position will be to provide on going analytical analysis of the business relationships, identifying any risks by utilizing Dashboard Reports as well as other tools and third party vendor information on an on-going basis.   Education and/or Experience: Bachelors degree in Accounting or Finance 3-5 years of financial analysis and/or risk assessment exp. 5 years mortgage banking exp. Credit trained in formal bank or corporate program preferred Knowledge of MS Office software, Windows 97 applications Knowledge of Advantage point and the Servicing and Warehouse system preferred

Job Title: Capital Markets Quant Risk Analyst II Company: Fifth Third Bank Location: Cincinnati, OH Description: GENERAL FUNCTION: The Analyst will work as a member of the Capital Market Risk Management team with special emphasis on performing quantitative analyses. The Analyst will manipulate financial data in several systems to generate insight, perform back testing on defined assumptions, report on findings and trends, and recommend modeling adjustments. ESSENTIAL DUTIES & RESPONSIBILITIES: * Operate QRM, the primary balance sheet modeling system of the Bank, to produce analyses of various assets and liabilities of the Bank. * Participate in the implementation of Adaptive 360, the primary market risk management system of the Bank in areas of data manipulation, setup, and testing. * Use and develop spreadsheet models for valuation of various derivatives, such as interest rate swaps and swaptions. * Perform prepayments and other quantitative analysis for various assets and liabilities. * Produce and develop market risk related reports using a combination of spreadsheet and database. * Perform risk control and reporting related duties. * Perform data management related functions (such as data scrubbing and integrity analysis) and provide insight to team members and senior leadership. * Compile information from the system or other resources, analyze the data, vet findings with key stakeholders to gather additional insight, identify alternative positions, and suggest final recommendations. SUPERVISORY RESPONSIBILITIES: None Experience KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: * Degree in a quantitative field, such as quantitative finance, mathematics, economics or equivalent experience. * Minimum of 5 years of quantitative or MSR analysis. * Proficient in statistical analysis. * Proficient in programming and database management (SQL). * Training and/or experience in modern finance theories (option theory and analysis). * Strong written and verbal communication skills.

Job Title: Senior Financial Risk Analysts Company: Toyota Location: Torrance, CA Description: Toyota Financial ServicesOur people are the driving force behind our success and were moving forward!Join a dynamic company known for rapid growth and solid success.The Senior Financial Risk Analysts position is responsible for the Toyota Financial Services (TFS) and Toyota Financial Service Band (TFSB) risk management platform, Bancware Asset/Liability Management (ALM), including building robust financial models and analytics for balance sheet management. This position maintains and expands the technological framework behind Bancware ALM and other Treasury Risk systems. This position is responsible for the development and presentation of modeling results.Bancware· Build complex financial models in Bancware and Excel to be used as the primary source for Toyota Motor Credit Corps (TMCC) and Toyota Financial Savings Banks (TFSB) Asset/Liability Management (ALM) program. Responsible for the ALM platform including data integrity, reasonableness of output/results and system related contingency planning· Develop, test and implement enhancements to ALM model using Bancware ALM 6 and SQL 2005.· Develop sophisticated interest rate and liquidity risk analysis (e.g. Value at Risk, Monte Carlo simulations etc.) to be used for Sales Finance Company (SFC) and Toyota Financial Service Center (TFSC) reporting· Develop and maintain SQL based reporting system leveraging OLAP and/or SQL reporting services.· Collaborate with Financial Planning Analysis (FPA) team and Liquidity and FTP Manager on the development of alternative economic scenarios for liquidity stress modeling.· Collaborate with TFSB to enhance balance sheet modeling and Profit Loss forecasting.Analytics and ReportingProvide analytical support for management forums including Asset/Liability Committee (ALCO) decisions by conducting robust and comprehensive market and financial analysis to support strategy, proposals and market transactionsDevelop management reporting for decision support regarding financial risk/rewards, hedging recommendations and other what-ifs.Grow financial and fixed-income capital markets knowledge by interacting with banking community, identifying trends, related opportunities and assessing portfolio risk impactProvide analytical support for managing the market risks of TMCCs balance sheet - interest rate, foreign exchange and counterparty credit risksProvide analytical support and actively participate in monthly TFSB ALCO meeting.

Job Title: Credit Analyst Corporate Lending Portfolio financial statement Company: MRI WOODBRIDGE Location: New York, NY Description: NYC, NYDIRECT HIRESALARY -$60 - $70K base plus bonusUP TO 4 years experience MAXIMUM!! Must have experience with Corporate Lending for Industrial Comapnies (FORD, GE, GM, Microsoft, etc...); To independently produce high quality credit analysis of customers; To maintain customer contact for obtaining credit related information and ongoing monitoring of credit.; To work closely with the relationship management team for each transaction and make a complete assessment of the associated risk.; To act as a Portfolio Manager with responsibility for the continuous monitoring of credit risk, as well as the timeliness and quality of all credit applications pertaining to individual portfolio..KEY TASK RESPONSIBILITIES; Prepares financial statement spreads and written credit analyses for existing and prospective customers at the request of assigned relationship managers;; Prepares credit renewals, recommends amendments and generally ensures that assigned portfolios are in compliance with SCB's and regulatory requirements;; Performs industry peer comparison on a variety of operational and financial indicators; ; Performs cash flow analyses using a variety of methodologies as appropriate;; Monitors the quality of assigned portfolio on an on-going basis by regularly reviewing publicly available information such as Bloomberg, and coordinating with SCB's branches and credit departments globally;; Liaise with other units of the Bank globally to obtain, but not necessarily limited to, country risk allocations.; Will work closely with the Client Relationship Team and Senior Credit Officer on all aspects of structuring deals and associated risk issues. SELECTION CRITERIA: ; Bachelor’s Degree required; International banking background preferred, however exceptional candidates from commodity trading companies can also be considered.; Thorough knowledge of bank products, especially trade finance products and commodity industry, and an understanding of the risk management process in the commodity industry required.; Solid credit skills and thorough understanding of general economic theory as it relates to banking and the business environment. ; Ability to obtain and use market information in loan applications such as country and company ratings from leading rating agencies. ; Good PC skills (i.e. Excel, PowerPoint and cash flow simulation techniques). ; Strong communication and technical reporting skills.; Candidates must also be results oriented, possess strong analytical skills, and have an ability to prioritize in order to meet deadlines. IF YOU MEET ALL OF THE REQUIREMENTS, PLEASE EMAIL YOUR UPDATED RESUME WITH COMPLETE CONTACT INFO TO: Register to View ARE GREATLY APPRECIATED!THANK YOU.

Job Title: JR. FINANCIAL/DATA REPORTING ANALYST (CREDIT PORTFOLIO INFOR Company: Union Bank Location: San Francisco, CA Description: Title: JR. FINANCIAL/DATA REPORTING ANALYST (CREDIT PORTFOLIO INFORMATION SERVICES) Location: CALIFORNIA-SAN FRANCISCO Under limited supervision, provide financial and data analyses to the Credit Portfolio Information Services (CPIS) department. Actively participate in the development and preparation of routine and non-routine analytical reports. The primary objective is to meet the information needs of the business unit. 80% of this positions time and responsibilities will be with CPS Sarbanes-Oxley (SOx) Control Team. The SOx Control Teams mission is to ensure that the credit-related figures reported by Union Bank are complete and accurate. The individual who joins this team should: * Understand and embrace the critical nature of work and how important it is that our results be " bullet-proof. " * Have a solid understanding of controls such as separation of duties, and understand the importance to the organization. * Have control reporting experience, including reconciling reports to trusted source figures such as General Ledger. Major responsibilities with the SOx Control Team: Develop a good understanding of the business units function. Prepare daily, monthly, and quarterly credit management information services (MIS) reports, via the Integrated Credit Reporting System (ICRS). Research, prepare, and enter monthly adjustments to ICRS credit data via the Adjustment & Reserve Calculation (ARC) application. Perform reconciliations (e. g. ICRS to General Ledger). Perform user acceptance testing (UAT) of modifications to the ICRS and ARC applications. Perform other general duties as assigned by Team Lead. 20% of this positions time and responsibilities will be with CPS Customer Service Team. Major responsibilities with the Customer Service Team: Develop a good understanding of the business units function. Answer incoming calls from ICRS customers, create call tickets in Peregrine Service Center call-tracking application, complete analysis to determine cause and resolution, escalate to second or third level support as needed. Analyze weekly exception reports and follow up for corrections. Perform user acceptance testing (UAT) of modifications to the ICRS application. Coordinate monthly updates and certification of CPIS report catalog. Perform other general duties as assigned by Team Lead. * Requires a four-year college degree (e. g. , B. S. , B. A. ). * Requires 1 to 2 years of financial analysis and reporting experience. * Microsoft Office proficiency (Excel, Word, Outlook, PowerPoint, etc. ). * Excellent verbal and written communication skills. * Operational banking experience with a commercial loan system (e. g. AFS) preferred.

Job Title: OCEAN BREEZES - Credit Risk Analyst/Corp Finance Position (Not Bank) Company: Ajilon Finance Location: Los Angeles, CA Description: Job summary OCEAN BREEZES - Credit Risk Analyst/Corp Finance Position (Not Bank) Category: Location: Status: Salary: Accounting & Finance Los Angeles, CA Direct Hire $55,000 to $70,000 Annually Education: Experience: Ref #: Posted On: Bachelor 3-5 Years US_EN_ Register to View 7485 Aug 31, 2009 Description IMMEDIATE OPENING - SOUTH LOS ANGELES COUNTY ~ CREDIT RISK ANALYST IN CORPORATE OFFICES (NOT BANK)~ $55k-$70k (doe) For faster response, directly email your WORD-formatted resume to me: Register to View JOIN THIS WELL ESTABLISHED COMPANY IN SOUTH LOS ANGELES COUNTY AS AN EXPERIENCE CREDIT ANALYST. Credit risk, exposure, policies and procedures, reporting processes, mark to market evaluations, and special related projects are all part of the spectrum of duties. Recommend credit and exposure limites w/i policies and practices; prepare annual and periodic counterparty financial reviews, etc. Beautiful offices; very nice management, and within walking distance to eateries, shopping and cool ocean breezes for lunch. EXPERIENCE: 1. Credit or risk management experience - minimum 3 years (IN CREDIT RISK ANALYST ROLE) 2. Very competent with MS Excel and Word 3. Excellent verbal and written communication 4. Good team skills and detail orientation AGAIN, qualified candidates will receive a quicker response if WORD-formatted resumes are emailed directly to this address: Register to View Contact Denise Gardella E-mail: Phone: Register to View Register to View

Job Title: Credit Analyst Company: Synovus Location: Valdosta, GA Description: Company: Synovus Job Title: Credit Analyst Jobid: synovus-614 Job Location: Valdosta, GA, 31604, USA Description: Original Posting date: 11/17/09 Job Title: Credit Analyst Area of Interest: Finance Requisition Number: 614 Company: First State Bank & Trust Cmpy Location: 990-Inner Perimeter Rd-MO City: Valdosta State: Georgia Country: U.S. Full-Time/Part-Time: Full Time Shift: First Minimum Requirements: Additional Job information: Preferred Skills: Bachelor's Degree in Finance, Accounting or related discipline Job Description: Job Summary: Responsible for the investigation and analysis of credit risks. Performs basic research and financial and statistical analysis, to assist in determining and/or supporting the clients credit worthiness. Provides support to senior team members with large and complex portfolios. Will operate under direct supervision, resolving mainly routine credit issues on simple non-sensitive accounts at this level. Job Duties & Responsibilities: ¦ Works on simple, non-sensitive accounts following guidelines established by Synovus. ¦ Suggests advisability of credit extensions but does not make credit decisions. ¦ Develops and maintains financial background information on present and prospective customers. ¦ Develops credit studies for loan officers and committees. ¦ Assists in collection of past due accounts. ¦ Performs other related duties as required. About Synovus: Synovus (NYSE: "SNV") is a financial services holding company with more than $35 billion in assets based in Columbus, Georgia. Synovus provides commercial and retail banking, as well as investment services, to customers through 30 banks, 440 ATMs, and other Synovus offices in Georgia, Alabama, South Carolina, Florida and Tennessee. The company focuses on its unique decentralized customer delivery model, position in high-growth Southeast markets and commitment to being a great place to work to ensure the delivery of unparalleled customer experiences. In order to become a team member, all candidates must pass several background checks to include Credit, Criminal Background, Drug Screen, Reference Checks, Finger Print Checks, and others. First State Bank is an Equal Opportunity Employer supporting Diversity in the workplace. M/F/D/V. Synovus Financial Corp. is a tobacco-free company. In order to be considered for this position, candidates must be eligible to work in the U.S. and will not need sponsorship from the employer now or in the future, in order to obtain, extend or renew authorization to work in the United States. var isResizable = false; function noOp() function createTarget(form) else if(typeof(form.args)=="undefined") if(form.args.indexOf(""); form.args += eval(_args[i][0]) + _args[i][1]; } } form.args = form.args.replace(/ /g,""); _win = window.open('',form.target,form.args); if(typeof(focus)=="function") _win.focus(); form.submit(); return false; }function MenuValidateForm() } return true; } Apply: http://jcnlx.com/6dc3c81f18dd4a0ba1887c05ca252d28105

Job Title: Retail Risk Analyst - Mortgage Data Company: Federal Reserve Bank Location: Philadelphia, PA Description: Job Description:Conducts independent research of moderate complexity in the areas of banking, finance and economics. Works with more experienced members of the unit on complex research projects, including projects involving advanced statistical analysis. Analyzes trends in regional, national, and international economic activity, and prepares and presents written and oral reports to Supervision, Regulation & Credit (SRC) officers and staff under minimum supervision. Provides specialized research assistance and administrative support to area officers. Conducts retail credit risk-related research of moderate complexity in an independent fashion. Works with unit officer to plan projects.Collects and analyzes data, reviews previous research, and writes research reports primarily for the SRC department. Works closely with senior members of the unit on complex research projects. Performs statistical and econometric analysis on personal and mainframe computers, organizes data for analysis and writes computer programs using languages such as SAS.Presents ideas and research findings to management and staff verbally and in written reports. Prepares reports using word processing, spreadsheet, and graphics software.Demonstrates effective SRC Core Competency skills for grade and position.Performs other related duties as assigned.Actively involved in the accomplishment of departmental and Bankwide quality initiatives.Fulfills job duties and responsibilities in conformance with sound safety practices.Complies with all applicable information security policies, guidelines, and practices. Education & Experience:Bachelor's degree in economics, finance, or a related field plus a minimum of three years of experience using economic theory to analyze trends in regional, national, and international economic activity, or a Master’s degree in economics, finance, or a related field with a minimum of one year experience using economic theory to analyze trends in regional, national, and international economic activity, is required.Master’s degree in economics, finance, statistics, computer science, or a related field is strongly preferred.Experience working with mortgage-related data is strongly preferred. Knowledge & Skills:Three to five years using SAS for data analysis and data mining. Ability to use PC and mainframe statistical programs, particularly SAS or STATA, to organize mainframe and personal computer data into files, and perform advanced statistical and econometric analysis.Knowledge of data warehousing  and working knowledge of large mortgage database is preferred.Strong analytical and problem solving skills.Strong verbal and written communication skills. Apply at: https://federalreserve.myvurv.com//main/careerportal/default.cfm?szUniqueCareerPortalID=f594e95b-0384-4e48-8cc3-32794b6f0b43&szIsJobBoard=0    Location:Philadelphia 1910615 Salary/Wages:63,900.00 - 95,900.00  bi-weekly Job Status/Type:Employee Job Category:Other Industry:Banking Occupations:Other Work Experience:2+ to 5 Years Career Level:Experienced (Non-Manager) Education Level:Bachelor's Degree