Banking Jobs
Banking jobs and candidates can be found at iHireBanking. Offering careers and job seekers at many different levels of experience, we use a unique system in order to match candidates to an employers’ job description. The following are a list of banking job titles along with short descriptions that are listed on our site:
President
Commonly responsible for Chief Executive Officer duties, bank presidents direct and oversee all duties and programs of daily banking. These professionals ensure customers receive the highest service available, as well as increase overall company profits. Professionals are responsible for a number of bank employees; therefore they must have excellent supervisory skills.
Vice President
Reporting directly to the president, the vice president will oversee daily operations. They create and implement policies and procedures to allow efficient organization. The vice president must set up and/or administer training programs to employees to guarantee excellent customer support and services are delivered.
Controller
A controller directs all functions of a banking establishment’s accounting process. Associates are typically responsible for budget creation and maintenance, as well as report preparation and delivery. Candidates must be able to evaluate current policies and procedures and make necessary changes to improve accuracy, efficiency, and/or profitability.
Chief Financial Officer (CFO)
Accountable for an entire banking organization’s financial activities, the chief financial officer must have a thorough knowledge of all the procedures of a facility. The execution of many daily tasks require immense time, concentration, and knowledge, so professionals must be highly organized and analytical. They manage numerous associates, but all efforts are geared towards increasing company profits.
Regional Manager
Equipped with numerous years of formal education and on the job training, regional managers are responsible for overseeing the success of multiple bank branches, within a specified region. Professionals must be able to decipher charts, graphs, and reports in order to carefully analyze all aspects of each facility’s performance. The regional manager is also in charge of developing new strategies and improving existing procedures.
Collections Manager
Collections managers are responsible for all aspects of collecting past due or delinquent accounts. They must keep detailed records of all transactions, train employees, and report activities to senior professionals. Their primary duty is to ensure all funds are collected or resolved in a timely manner to increase overall profitability.
Compliance Manager
A compliance manager assumes many responsibilities. They oversee the operations of either one or multiple facilities to ensure each establishment is properly following procedures, and that company policies and procedures comply with state and government regulations. Professionals must keep up to date with ever changing codes, and be capable of making necessary changes in a timely manner.
Credit Card/Credit Relations Manager
Credit relations managers are responsible for maintaining all records related to the issuance, usage, and payment for credit cards. They supervise a number of associates in completing necessary tasks. Credit card managers will create and analyze necessary reports to maintain successful operations. They must ensure that only qualifying candidates receive clearance, and that credit limits are established properly.
Manager of Savings and Investment
Managers of saving and investment are responsible for establishing and maintaining third party investments in order to increase overall banking profits. These professionals must carefully research funds and markets before investing any portion of a facility’s funds. Due to the amount of money professionals often work with, they must carefully invest funds and guard against any potential losses.
Operations Manager
Responsible for numerous daily activities, operations managers must have a thorough knowledge of all industry procedures. These professionals are accountable for the sale of goods and the delivery of excellent services. Operations managers must keep detailed records, and maintain extensive company organization.
Check Processing Manager
To ensure accurate processing of all checks written or received by a facility, these managers are accountable for overseeing all activities. Check processing managers monitor check clearance, adjustments, postings, and many other duties. It is necessary for candidates to maintain detailed and accurate records that are easily translated or read.
Account Manager
Responsible for a varying number of duties, account managers assist businesses and individuals with the maintenance of all accounts and resources. These associates will also maintain substantial documentation for all activities and may monitor bill paying, fund transfers, and account balance information.
Treasury Manager
The primary focus of a treasury manager is the management and direction of company cash, fixed income, and equity investments. They coordinate and maintain reports, maintain relations with local financial institutions, provide financial forecasts, and supervise all management of company funding.
Branch Manager/Banking Center Manager
Responsible for overall customer satisfaction, branch managers spend a great deal of time with tellers, loan officers, and other employees to ensure all candidates are properly trained. It is important that these professionals have extensive customer service skills, because they must motivate all sales professionals and work with customers in order to increase public satisfaction.
Assistant Branch Manager
Employed specifically to assist managers with all aspects of their jobs, assistant branch managers must have a thorough knowledge of all banking duties. These associates have a great deal of interaction with customers and employees, and must be able to manage a number of departments, as well as maintain relations with customers.
Sales/Customer Service
Banking facilities often offer many services to clients, so sales and customer service associates are employed to ensure the public is aware of all aspects of the banking facility. Sales and customer service professionals meet with clients, suggest possible services to assist their clients, answer questions, and handle all preparations for customers to begin receiving services. Wonderful people skills are necessary for success in these positions.
Head Teller/Teller Supervisor
Depending on the size of the facility, head tellers are often responsible for numerous tellers. They assist with hiring, training, and scheduling of all associates. They also delegate necessary duties, approve required transactions, assist tellers with daily activities as necessary, and monitor all transactions, balance finances, prepare reports on a regular basis.
Tellers
Tellers are the main contact customers have with banking facilities, so they must maintain professionalism at all times. Duties may range from check cashing to deposits/withdraws, or making loan payments. Tellers are required to work with cash and computerized systems throughout the day, and therefore must be highly trustworthy, accurate, and possess a number of basic math and computer skills.
Small Business Banker
Due to the size of facilities being greatly reduced, small business bankers often adhere to more lenient policies. Professionals are still regulated by the same legal regulations and have the same financial understandings, but facilities are often more relaxed and offer personalized service to customers.
Personal Banker
Personal bankers are Responsible for assisting customers in setting up services, assisting with account selection, as well as selling a number of services. These associates must have a thorough knowledge of many procedures within the banking facility. They also perform many clerical duties and will open, maintain, or close accounts as desired by their clients.
Loan Officer/Originator
To increase the amount of transactions through their facility, loan officers assist individuals seeking loans, and act as a liaison to creditors and borrowers. Originators aid clients when applying for loans, as well as ensure that the necessary information is provided to both the creditor and the borrower. These professionals must be able to advise clients experiencing difficulties receiving loans, in addition to suggesting the best possible option(s) for each client.
Loan Closing Coordinator
When loans have been approved, loan closing coordinators handle the necessary transactions and paperwork needed to finalize all loans. They work directly with a team of underwriters to ensure the accurate completion of all tasks. Professionals must be very detail oriented, and possess excellent supervisory skills.
Loan Processor
Often employed to assist loan officers, loan processors answer phones, track interest rates, distribute mail and reports, or any other necessary tasks. Other duties include generating loan documents, opening escrows, ordering reports or appraisals, and maintaining a number of computer systems. Associates must be flexible and able to assist wherever necessary.
Loan Underwriter
To ensure banks only lend to responsible or financially capable individuals, loan underwriters are employed to research, analyze, and interpret a number of financial reports for each applicant. They base approvals and denials on their findings, and request additional information when necessary. Upon approving a loan, their signature must be placed on the policy of insurance, and therefore take on extended accountability.
Credit Risk/Financial Analyst
To decrease organization losses and increase profits, financial analysts generate a number of reports and study their findings to ensure programs are properly maintained. They must keep up with changes in policies and regulations, evaluate current systems, and make necessary changes to a facility. Professionals are utilized for a number of reasons, including the prevention of fraud.
Operations Analyst/Change Analyst
Extensive banking knowledge and experience is commonly required for entrance to the occupations. Operations analysts are expected to manage necessary changes throughout customer networks and maintain accurate records of progress.
Policy/Procedure Analyst
Procedure analysts are required to research and write reports relating to company policies, procedures, efficiency, and profitability. They analyze a number of policies, and recommend the changes necessary to increase overall company performance.
Bankruptcy Specialist
Whether assisting professionals file bankruptcy, or individuals/organizations affected by the bankruptcy of others, bankruptcy specialists must understand all aspects of liquidation. They must be able to accurately advise clients and compose paperwork as necessary. Due to the numerous factors to consider in a bankruptcy case, professionals must be able to inform clients as necessary.
Chargeback Specialist
Chargebacks most commonly consist of reversing charges from fraudulent or unacceptable charges. Chargeback specialists correspond between cardholders, businesses, or other individuals to ensure proper procedures and actions are completed. They delegate the charges that are to be reversed, and often times additional fees are included to the individual charged.
Collections Specialist
To ensure payments are made in a timely manner, collections specialists are employed to monitor and maintain payment records. In the event that an account becomes delinquent, they must follow a number of procedures for working with clients to ensure all payments are received. They may be required to compose written communication, although the majority of correspondence is oral, and statistical reports must be utilized when reporting to supervisors.
Electronic Banking Specialist
With continual increases in technology, electronic banking specialists have progressively become more integral to the success of banking facilities. These professionals oversee the activities of debit and credit cards, ATMs, and online banking services. They must be capable of solving problems, as well as answering customer inquiries.
Foreclosure Specialist
Foreclosure specialists maintain documents and reports on a monthly basis to prevent the foreclosure of loans and properties. They handle all aspects of foreclosure; therefore a thorough knowledge of legal requirements is necessary. Professionals may be required to complete a number of labor intensive tasks in order to ensure titles are free and clear.
Fraud Specialist
Employed to handle all complaints of the unauthorized or unknown usage of client accounts, fraud specialists carefully investigate all instances in order to come to proper conclusions. They work with clients and, often times legal authorities, to ensure that all disputes are cleared in a timely manner to decrease the loss of a facility.
Loss Specialist
To minimize the losses of a banking facility, loss specialists are often employed to investigate policies and procedures and make necessary changes to current systems. They handle a number of duties to ensure that fraud, forgery, and many other activities do not take place within their facility. They isolate issues, and implement changes to solve any reoccurring issues. Interaction with legal agencies may be necessary in certain instances.
Data Entry/Proof Operator
Data entry associates are employed to ensure the accurate entry of information to a number of systems. Associates are expected to perform numerous clerical tasks, and must be capable of multitasking. In addition to basic duties, these associates may also be responsible for the printing and delivery of reports to designated individuals, as well as the maintenance of complex filing and organization systems.
Trust Administrator
When individuals wish to set up trust funds, trust administrators handle the implementation of their accounts. They meet with clients, conduct necessary research, prepare reports, and compose numerous documents in order to properly complete the process. They are required to work with multiple departments to fully complete transactions, but allow individuals to work with a single representative throughout the process.
Auditor
An auditor is an accountant who reviews a bank’s accounting procedures and records to ensure accuracy and honesty within the organization. They run a number of tests, and compare statements to balance sheets to verify all documents contain correct calculations. Many organizations rely on these professionals to relay properly maintained records to shareholders and/or government agencies.
For more information on a job within the banking industry, please visit the following sites:
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