Bank Jobs

• Uses needs-identification questions and professional expertise to effectively cross-sell credit union products and services.
• Assists members with a wide variety of transactions, inquiries, complaints and information requests.
• Represents the credit union to members in a friendly, positive, and professional manner.
• Responds effectively to member problems and complaints. Refers members to the proper person for specific information and assistance when appropriate.
• Provides prompt, efficient, confidential and accurate service to members while processing their transactions.
• Processes account maintenance tasks such as stop payments, collections items, check orders, address changes, and other members requested items.
• Ability to close Share Savings and Checking Accounts.
• Corrects account errors and problems. Ensures that all available resource materials and options are utilized and exhausted whenever possible to arrive at a resolution.
• Maintains adequate supply of forms and documents to perform duties.
• Maintains a working knowledge of the credit union’s data processing system, including accessing information on the web and intranet.
• Follows all credit union policies and procedures.
• Understands credit union products and services thoroughly and can easily discuss the features and benefits of various products/services available.
• Handles members’ monetary transfers accurately, with attention to specific accounts being processed. Completes processing of all transactions and ensures an audit trail is available.
• Ensures the confidentiality of daily work and member information.
• Post daily mail payments.
• Ensures that work area, reports, correspondence and records are neatly and accurately maintained to present a favorable image of the Credit Union.

DeSoto County Bank, an independent two and a half year old community bank, has an immediate opening for a Bank Teller. You should be experienced in executing routine financial transactions and customer service duties; accepting retail and commercial checking and saving deposits, processing loan payments, cashing checks and other similar duties. You will also be responsible for managing and balancing a cash drawer as well as preparing daily paperwork in accordance with Banking policies and procedures. Other responsibilities include resolving customer inquiries and complaints, and promoting and maintaining exceptional customer service.

A qualified candidate for this position will have one to two years teller experience, good organizational skills, excellent interpersonal skills, a high attention to detail, and a background in Microsoft Office applications.

We offer a competitive compensation and benefits package. All candidates will undergo a Background Check and Drug Screening.

SEEKING VICE PRESIDENT/SENIOR EXECUTIVE-MORTGAGE ORIGINATION CAREER PROFESSIONAL

Base salary $80-$100k plus commission including: Full medical benefits, Profit sharing, Car Bonus, Excellent growth potential.

EMPLOYMENT DESCRIPTION

Successful Mortgage Company is seeking to expand its residential mortgage staff. Our company provides a “can do”, optimistic environment. We offer a full range of products and support services. These include multiple varieties of loan programs ranging from Conventional, “alt A”, VA, FHA, as well as private lender Programs. We provide our originators with the most advanced, laptop-based origination system, enabling professionals to maximize accuracy and time efficiency.

The Company’s historical success and longevity in the mortgage industry is attributable to our unflinching ethical standards, and our on-going customer relationships, aimed at addressing their needs, both before and after a purchase. We believe these practices have benefited our customers and our financing sources, over the long term.

Our record of business practices and philosophy of establishing new and innovative lending sources has enabled us to provide the most desired programs at attractive terms and among the lowest interest rates available.
This, coupled with our ability to make management decisions on lending programs and policies in minutes without the bureaucracy of typical corporate lenders, enables us to capture market frequently lost due to the new volatility of today’s mortgage market and more changeable customer needs.

Professional Responsibilities:

Excellent written/oral communication skills, computer proficiency, 3 years experience with a proven track record in the industry

• Lead and motivate a team of experienced mortgage originators
• Develop and execute sales strategies to procure new business opportunities
• Recruit new experienced mortgage originators for the purpose of originating real estate loans from realtors, builders and other direct sources
• Utilize extensive knowledge of residential mortgage guidelines including conventional, ALT A, FHA and VA programs
• Demonstrate skills required to develop sales strategies in order to retain referral sources in the real estate purchase market

Chief Audit Risk & Regulatory Compliance Officer

Our Client, a profitable, reputable, solid and secure community based public savings bank is in search of a seasoned Chief Risk Officer. This person should be well versed in all regulatory banking requirements typical of a $Billion dollar bank.

Position Summary:
The Chief Risk Officer will assist and manage an independent firm engaged for the purpose of conducting internal audit work for the Company, serve as liaison to the Company's external auditor and primary regulators, the Office of Thrift Supervision, and assist the Board of Directors and Senior Managers of the Company with meeting all industry compliance requirements. The incumbent will also be responsible for the development and management of the Bankˇ¦s SOX 404 compliance design and implementation, in collaboration with outside consultants. In addition to SOX responsibilities, the incumbent may also perform functions in the Accounting and Finance Department on an ad hoc basis.

Essential Duties and Critical Responsibilities:

• Oversee the Audit service functions provided by the external audit firm.
• Assist in the development of risk assessments, audit plans, audit programs and audit reports.
• Determine and approve risk, scope and frequency of audit services to be provided by external audit firm.
• Review work performed by external audit firm to determine that it meets the requirements of the Bank and the Finance and Audit Committee of the Board of Directors.
• Maintain contact with representative of the Office of Thrift Supervision and other regulatory authorities to coordinate periodic examinations.
• Develop, maintain and annually obtain approval of the Audit Charter.
• Work with Senior Managers of the Bank to educate and coach them on timely, accurate and complete preparation for internal audits and periodic external audits and regulatory examinations.
• Review contract services of external audit firm on an annually basis and submit results to the Finance and Audit Committee.
• Responsible for all compliance related activities of the Bank.
• Respond to compliance questions (i.e. BSA, General Compliance Privacy) including implementation and monitoring strategies.
• Develop a testing plan and perform periodic risk assessments of the companyˇ¦s internal controls as required.
• Manage or prepare documentation, review and walk-through of all Standard Operating Procedures.
• Track identified deficiencies and work with business owners towards resolution.
• Manage the external audit of SOX 404 and the Bank's SOX 302 certification process.
• Review all new accounting pronouncements and their applicability to the Bank.

• 7-10 years of experience in increasingly responsible positions in internal audit or public accounting with a principal focus on banking.
• 6 years of regulatory compliance examination or compliance officer experience
• Strong proficiency in auditing, accounting standards and principles; CPA or other professional certification preferred.
• Strong knowledge of bank regulatory issues, rules and regulations at the Federal, State and local levels, and experience with such agencies.
• Strong knowledge of SOX
• Knowledge of fraud prevention and detection.

• Strong leadership and project management skills.
• Excellent communication and documentation skills.
• Attention to detail and commitment to meeting deadlines.
• Understanding of the SEC implementation rules related to SOX 302 and 404 compliance.
• Understanding of Generally Accepted Accounting Principles (GAAP).
• Ability to effectively present information to management, auditors and regulators and respond to questions from same.
• Ability to write reports, business correspondence, and procedure manuals.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstracts and concrete variables.

Telhio Credit Union is located in Columbus, Ohio and is seeking a talented, people oriented and exceptional individual to provide strategic leadership and tactical guidance to the division of Business Lending. This position reports to SVP of Lending and Member Services. Under the direction of the SVP, the Small Business Lender will be required to call on small to medium size business. The individual will solicit term loans and lines of credit relationships with small business members/customers primarily through “cold calling”, branch network, and various other channels. Key responsibilities include selling and closing small business loans and lines of credit. This individual must have the ability to uncover small business needs and match products/services accordingly. The qualified candidate must have a Bachelor Degree in finance or related field. Candidate must also have a minimum of five years of experience and a proven track record of success in a small business-lending environment. SBA 7a and 504 knowledge and experience, along with a basic understanding on how to spread financial statements and tax return analysis is required. A strong knowledge of commercial credit parameters is also required. Should be able to work independently and as part of a team. Strategic thinking, along with excellent communication and strong member service skills are a must. Must have audit, financial skills, knowledge of and ability to utilize financial software, along with the proven ability to deliver strong service to our members and be able to handle and maintain confidentiality.

Telhio offers a competitive compensation package as well as exceptional benefits for the right individual. Telhio is an Equal Opportunity Employer

Telhio Credit Union is seeking talented Mortgage Loan Originators to join our lending team. We offer a BASE SALARY + COMMISSIONS for this full-time position. Telhio is a team that offers a great benefits package including paid time off benefits as well as health, dental, vision, group life and disability insurance. In addition, after six months of service, Telhio offers an immediate vested company matching 401(k) plan.

Telhio Credit Union is a not-for-profit financial cooperative that is a full-service financial institution. That means that our members are our owners and they can expect to receive high-quality financial services to meet all of their needs. Each day we apply our code of ethics to members, the credit union movement and society. This code states that Telhio was formed for the purpose of encouraging savings by offering a good return, using collective monies to make loans at competitively low interest rates to members and providing other member services on a cooperative basis. Members are united by a defined field of membership and democratically operate the credit union under state and federal law and regulation.

Telhio Credit Union is seeking a sales-oriented individual with strong realtor relationships for mortgage loan originations in the Columbus, Ohio area. You will work to expand your own network of relationships while also working with the Credit Union’s members to originate mortgages with new buyers and refinance packages. This position is responsible for originating first mortgage applications and making preliminary loan product recommendations, while establishing the best product for the customer/member. This position also works to maximize Telhio’s visibility within the business community and requires traveling throughout Columbus Ohio and surrounding communities.

Come Join Telhio’s Team of Member Service Representatives – Earn a Base + Incentives We are seeking friendly, dedicated part-time Teller/Member Service Representatives (MSRs) to join our winning team! MSRs are charged with providing extraordinary member service, following the standards as set forth in our T.E.A.M.S. commitment to earn a smile with every transaction. MSRs also perform teller transactions & refer members to products/services anticipating the members’ financial needs.

Telhio offers a training class, competitive pay, paid incentives, partial parking reimbursement, paid vacation & holidays, a company matching 401(k) plan and an Employee Assistance Program (EAP).

Candidates must have effective communication skills, organizational skills, wonderful customer service skills and posses a Team Attitude! Candidate must also be dependable and flexible. Previous sales, cash handling, and banking experience desirable. Candidate must have a HSD/GED, be able to operate equipment such as a computer/ adding machine and successfully complete the Telhio training course. Telhio applicants must be able to pass a background check including: Credit, Drug Screen, Bondability, & Criminal Background. Must also be to able to work rotating Saturdays, each month generally 8:30 - 1:30 PM.

Telhio Credit Union is a not-for-profit financial cooperative that is a full-service financial institution. That means that our members are our owners and they can expect to receive high-quality financial services to meet all of their needs. Finding innovative and creative programs, services and products for our members is what has driven Telhio since 1934 to become the credit union of choice where it pays to belong.

Hurry and Apply Today! - Training Class is starting soon!

Positions Currently Available at Telhio’s following locations:

Downtown Office
1 Part- time MSR. Hours will fall between 7:45 AM to 5:45 PM, Monday Through Friday and Saturdays 8:45 AM to 1:15 PM.

East Office
2 Part- time MSR. Hours will fall between 7:45 AM to 5:45 PM, Monday Through Friday and Saturdays 8:45 AM to 1:15 PM.